The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Share of Refinance Loans by Race/Ethnicity
Year: 2010; Race/Ethnicity: Non-Hispanic White, Hispanic, Non-Hispanic Black and Non-Hispanic Asian/Pac. Islander; Region: Largest 4 MSAs

Year



Race/Ethnicity




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  • Non-Hispanic White
  • Hispanic
  • Non-Hispanic Black
  • Non-Hispanic Asian/Pac. Islander
         
 Scale Range: 0.0% - 87.7%         0.0%9.7%19.5%29.2%39.0%48.7%58.5%68.2%78.0%87.7%
                    
Chicago-Naperville-Joliet, IL-IN-WI Non-Hispanic White 2010 83.0% Barchart image
Hispanic 2010 5.3% Barchart image
Non-Hispanic Black 2010 3.3% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 8.2% Barchart image
Los Angeles-Long Beach-Santa Ana, CA Non-Hispanic White 2010 62.7% Barchart image
Hispanic 2010 15.6% Barchart image
Non-Hispanic Black 2010 2.6% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 18.9% Barchart image
New York-Newark-Edison, NY-NJ-PA Non-Hispanic White 2010 79.5% Barchart image
Hispanic 2010 5.6% Barchart image
Non-Hispanic Black 2010 4.4% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 10.3% Barchart image
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Non-Hispanic White 2010 87.7% Barchart image
Hispanic 2010 2.0% Barchart image
Non-Hispanic Black 2010 5.2% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 5.0% Barchart image
                    
          0.0%9.7%19.5%29.2%39.0%48.7%58.5%68.2%78.0%87.7%

Definition: Share of refinance loans made to each racial/ethnic group

Notes: Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Race/ethnicity refers to the primary borrower. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified.  Shares are of those borrowers who report race and ethnicity.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.