The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Government Backed Loans as Share of Refinance Loans by Race/Ethnicity
Year: 2010; Race/Ethnicity: Non-Hispanic White, Hispanic, Non-Hispanic Black and Non-Hispanic Asian/Pac. Islander; Region: Largest 4 MSAs

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Race/Ethnicity




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  • Non-Hispanic White
  • Hispanic
  • Non-Hispanic Black
  • Non-Hispanic Asian/Pac. Islander
         
 Scale Range: 0.0% - 38.9%         0.0%4.3%8.6%13.0%17.3%21.6%25.9%30.3%34.6%38.9%
                    
Chicago-Naperville-Joliet, IL-IN-WI Non-Hispanic White 2010 8.2% Barchart image
Hispanic 2010 16.6% Barchart image
Non-Hispanic Black 2010 38.4% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 3.7% Barchart image
Los Angeles-Long Beach-Santa Ana, CA Non-Hispanic White 2010 7.1% Barchart image
Hispanic 2010 16.5% Barchart image
Non-Hispanic Black 2010 21.8% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 3.9% Barchart image
New York-Newark-Edison, NY-NJ-PA Non-Hispanic White 2010 8.9% Barchart image
Hispanic 2010 19.8% Barchart image
Non-Hispanic Black 2010 33.9% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 4.8% Barchart image
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Non-Hispanic White 2010 12.3% Barchart image
Hispanic 2010 23.3% Barchart image
Non-Hispanic Black 2010 38.9% Barchart image
Non-Hispanic Asian/Pac. Islander 2010 5.4% Barchart image
                    
          0.0%4.3%8.6%13.0%17.3%21.6%25.9%30.3%34.6%38.9%

Definition: Share of  refinance loans backed by Federal Housing Administration, Veterans Administration, Farm Service Agency or Rural Housing Services.

Notes: Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Race/ethnicity refers to the primary borrower. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified. 

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.