The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Government Backed Loans as Share of Refinance Loans by Race/Ethnicity
Year: 2010; Race/Ethnicity: Non-Hispanic White; Region: 50 Largest MSAs

Year
Race/Ethnicity




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  4.6% 11.3% 17.9% 24.6% 31.3% 37.9% 44.6% 51.2% 57.9%
  1.3% 8.0% 14.6% 21.3% 27.9% 34.6% 41.2% 47.9% 54.5% 61.2%
 

# of MSAs

      New...                              
      Dal...                              
      Cha...                              
10       Pit... Lou...                            
      Cle... Den...                            
      Sac... Atl...                            
    Min... Sea... Orl... San...                          
    Aus... Phi... Ind... Kan...                          
5     Cin... Por... Tam... Riv...                          
    San... Pro... St.... Buf...                          
    Mia... Hou... Bal... Pho...                          
  Bos... Mil... Har... Ric... Mem...   Sal...                      
  Los... New... Was... Roc... Jac...   Vir...                      
0 San... San... Chi... Det... Col... Bir... Nas... Okl...   Las...                  
  1.3% 8.0% 14.6% 21.3% 27.9% 34.6% 41.2% 47.9% 54.5% 61.2%
  4.6% 11.3% 17.9% 24.6% 31.3% 37.9% 44.6% 51.2% 57.9%
 

Non-Hispanic White

Definition: Share of  refinance loans backed by Federal Housing Administration, Veterans Administration, Farm Service Agency or Rural Housing Services.

Notes: Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Race/ethnicity refers to the primary borrower. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified. 

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.