The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Share of Refinance Loans by Race/Ethnicity
Year: 2010; Race/Ethnicity: Non-Hispanic White; Region: 100 Largest MSAs

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Race/Ethnicity




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Share of Refinance Loans by Race/Ethnicity
Year: 2010; Race/Ethnicity: Non-Hispanic White; Ordered: alphabetically
Metro Area Value
Akron, OH 94.3%
Albany-Schenectady-Troy, NY 95.0%
Albuquerque, NM 66.5%
Allentown-Bethlehem-Easton, PA-NJ 92.2%
Atlanta-Sandy Springs-Marietta, GA 80.1%
Augusta-Richmond County, GA-SC 82.0%
Austin-Round Rock, TX 81.1%
Bakersfield, CA 76.5%
Baltimore-Towson, MD 83.2%
Baton Rouge, LA 85.7%
Birmingham-Hoover, AL 88.3%
Boise City-Nampa, ID 94.2%
Boston-Cambridge-Quincy, MA-NH 90.1%
Bridgeport-Stamford-Norwalk, CT 90.3%
Buffalo-Cheektowaga-Tonawanda, NY 96.4%
Cape Coral-Fort Myers, FL 94.0%
Charleston-North Charleston, SC 89.6%
Charlotte-Gastonia-Concord, NC-SC 87.2%
Chattanooga, TN-GA 93.2%
Chicago-Naperville-Joliet, IL-IN-WI 83.0%
Cincinnati-Middletown, OH-KY-IN 94.6%
Cleveland-Elyria-Mentor, OH 93.3%
Colorado Springs, CO 88.8%
Columbia, SC 83.2%
Columbus, OH 92.0%
Dallas-Fort Worth-Arlington, TX 80.0%
Dayton, OH 93.5%
Denver-Aurora, CO 89.0%
Des Moines, IA 95.8%
Detroit-Warren-Livonia, MI 89.5%
El Paso, TX 29.3%
Fresno, CA 72.6%
Grand Rapids-Wyoming, MI 96.1%
Greensboro-High Point, NC 87.0%
Greenville, SC 92.3%
Harrisburg-Carlisle, PA 93.9%
Hartford-West Hartford-East Hartford, CT 91.0%
Honolulu, HI 29.1%
Houston-Baytown-Sugar Land, TX 73.3%
Indianapolis, IN 92.8%
Jackson, MS 84.8%
Jacksonville, FL 86.2%
Kansas City, MO-KS 93.0%
Knoxville, TN 95.5%
Lakeland-Winter Haven, FL 86.9%
Lancaster, PA 95.6%
Las Vegas-Paradise, NV 78.7%
Little Rock-North Little Rock, AR 90.4%
Los Angeles-Long Beach-Santa Ana, CA 62.7%
Louisville, KY-IN 93.6%
Madison, WI 95.7%
McAllen-Edinburg-Pharr, TX 21.8%
Memphis, TN-MS-AR 85.3%
Miami-Fort Lauderdale-Miami Beach, FL 67.1%
Milwaukee-Waukesha-West Allis, WI 94.3%
Minneapolis-St. Paul-Bloomington, MN-WI 94.6%
Modesto, CA 76.4%
Nashville-Davidson-Murfreesboro, TN 91.3%
New Haven-Milford, CT 90.4%
New Orleans-Metairie-Kenner, LA 82.3%
New York-Newark-Edison, NY-NJ-PA 79.5%
Ogden-Clearfield, UT 93.6%
Oklahoma City, OK 88.4%
Omaha-Council Bluffs, NE-IA 94.7%
Orlando, FL 81.1%
Oxnard-Thousand Oaks-Ventura, CA 78.9%
Palm Bay-Melbourne-Titusville, FL 90.3%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD 87.7%
Phoenix-Mesa-Scottsdale, AZ 87.6%
Pittsburgh, PA 96.4%
Portland-Vancouver-Beaverton, OR-WA 89.7%
Poughkeepsie-Newburgh-Middletown, NY 89.0%
Providence-New Bedford-Fall River, RI-MA 95.4%
Provo-Orem, UT 94.3%
Raleigh-Cary, NC 84.2%
Richmond, VA 83.4%
Riverside-San Bernardino-Ontario, CA 65.1%
Rochester, NY 95.0%
Sacramento-Arden-Arcade-Roseville, CA 80.0%
Salt Lake City, UT 91.7%
San Antonio, TX 65.4%
San Diego-Carlsbad-San Marcos, CA 77.3%
San Francisco-Oakland-Fremont, CA 61.0%
San Jose-Sunnyvale-Santa Clara, CA 42.6%
Sarasota-Bradenton-Venice, FL 95.1%
Scranton-Wilkes-Barre, PA 97.6%
Seattle-Tacoma-Bellevue, WA 82.4%
Springfield, MA 93.8%
St. Louis, MO-IL 93.5%
Stockton, CA 69.0%
Syracuse, NY 96.3%
Tampa-St. Petersburg-Clearwater, FL 86.2%
Toledo, OH 94.9%
Tucson, AZ 82.0%
Tulsa, OK 88.9%
Virginia Beach-Norfolk-Newport News, VA-NC 78.8%
Washington-Arlington-Alexandria, DC-VA-MD-WV 74.0%
Wichita, KS 92.2%
Worcester, MA 91.2%
Youngstown-Warren-Boardman, OH-PA 96.7%

Definition: Share of refinance loans made to each racial/ethnic group

Notes: Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Race/ethnicity refers to the primary borrower. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified.  Shares are of those borrowers who report race and ethnicity.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.