The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University

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Definition: Share of refinance loans made to each racial/ethnic group

Notes: Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Race/ethnicity refers to the primary borrower. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified.  Shares are of those borrowers who report race and ethnicity.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.