Home Purchase Loan Denial Rate - Rankings - diversitydata.org - data for diverse and equitable metropolitan areas

Home Purchase Loan Denial Rate

Year: 2010; Ordered: alphabetically; Region: 100 Largest MSAs

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Scale Range: 7.7% – 23.0%

	Value
1: Akron, OH	10.8%
2: Albany-Schenectady-Troy, NY	12.6%
3: Albuquerque, NM	15.8%
4: Allentown-Bethlehem-Easton, PA-NJ	12.4%
5: Atlanta-Sandy Springs-Marietta, GA	14.6%
6: Augusta-Richmond County, GA-SC	12.4%
7: Austin-Round Rock, TX	12.9%
8: Bakersfield, CA	10.7%
9: Baltimore-Towson, MD	9.7%
10: Baton Rouge, LA	16.9%
11: Birmingham-Hoover, AL	19.5%
12: Boise City-Nampa, ID	10.5%
13: Boston-Cambridge-Quincy, MA-NH	12.4%
14: Bridgeport-Stamford-Norwalk, CT	11.8%
15: Buffalo-Cheektowaga-Tonawanda, NY	8.9%
16: Cape Coral-Fort Myers, FL	19.4%
17: Charleston-North Charleston, SC	17.2%
18: Charlotte-Gastonia-Concord, NC-SC	13.4%
19: Chattanooga, TN-GA	14.8%
20: Chicago-Naperville-Joliet, IL-IN-WI	15.4%
21: Cincinnati-Middletown, OH-KY-IN	12.8%
22: Cleveland-Elyria-Mentor, OH	10.9%
23: Colorado Springs, CO	7.7%
24: Columbia, SC	19.5%
25: Columbus, OH	13.6%
26: Dallas-Fort Worth-Arlington, TX	14.0%
27: Dayton, OH	12.6%
28: Denver-Aurora, CO	10.8%
29: Des Moines, IA	10.3%
30: Detroit-Warren-Livonia, MI	19.1%
31: El Paso, TX	17.2%
32: Fresno, CA	13.5%
33: Grand Rapids-Wyoming, MI	14.2%
34: Greensboro-High Point, NC	15.0%
35: Greenville, SC	18.4%
36: Harrisburg-Carlisle, PA	11.8%
37: Hartford-West Hartford-East Hartford, CT	11.2%
38: Honolulu, HI	9.3%
39: Houston-Baytown-Sugar Land, TX	15.1%
40: Indianapolis, IN	13.0%
41: Jackson, MS	17.8%
42: Jacksonville, FL	18.5%
43: Kansas City, MO-KS	11.8%
44: Knoxville, TN	16.1%
45: Lakeland-Winter Haven, FL	21.0%
46: Lancaster, PA	11.4%
47: Las Vegas-Paradise, NV	15.5%
48: Little Rock-North Little Rock, AR	14.3%
49: Los Angeles-Long Beach-Santa Ana, CA	14.5%
50: Louisville, KY-IN	15.2%
51: Madison, WI	10.2%
52: McAllen-Edinburg-Pharr, TX	22.4%
53: Memphis, TN-MS-AR	12.9%
54: Miami-Fort Lauderdale-Miami Beach, FL	23.0%
55: Milwaukee-Waukesha-West Allis, WI	10.6%
56: Minneapolis-St. Paul-Bloomington, MN-WI	9.5%
57: Modesto, CA	12.9%
58: Nashville-Davidson-Murfreesboro, TN	11.6%
59: New Haven-Milford, CT	13.7%
60: New Orleans-Metairie-Kenner, LA	16.8%
61: New York-Newark-Edison, NY-NJ-PA	15.9%
62: Ogden-Clearfield, UT	10.4%
63: Oklahoma City, OK	13.0%
64: Omaha-Council Bluffs, NE-IA	7.7%
65: Orlando, FL	19.3%
66: Oxnard-Thousand Oaks-Ventura, CA	12.6%
67: Palm Bay-Melbourne-Titusville, FL	14.1%
68: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD	12.0%
69: Phoenix-Mesa-Scottsdale, AZ	13.8%
70: Pittsburgh, PA	10.0%
71: Portland-Vancouver-Beaverton, OR-WA	10.4%
72: Poughkeepsie-Newburgh-Middletown, NY	16.0%
73: Providence-New Bedford-Fall River, RI-MA	14.3%
74: Provo-Orem, UT	10.7%
75: Raleigh-Cary, NC	10.8%
76: Richmond, VA	10.3%
77: Riverside-San Bernardino-Ontario, CA	15.4%
78: Rochester, NY	10.6%
79: Sacramento-Arden-Arcade-Roseville, CA	12.4%
80: Salt Lake City, UT	11.0%
81: San Antonio, TX	15.2%
82: San Diego-Carlsbad-San Marcos, CA	13.0%
83: San Francisco-Oakland-Fremont, CA	13.3%
84: San Jose-Sunnyvale-Santa Clara, CA	13.2%
85: Sarasota-Bradenton-Venice, FL	17.8%
86: Scranton-Wilkes-Barre, PA	16.7%
87: Seattle-Tacoma-Bellevue, WA	10.9%
88: Springfield, MA	13.6%
89: St. Louis, MO-IL	11.7%
90: Stockton, CA	13.6%
91: Syracuse, NY	10.7%
92: Tampa-St. Petersburg-Clearwater, FL	17.7%
93: Toledo, OH	12.6%
94: Tucson, AZ	12.0%
95: Tulsa, OK	13.1%
96: Virginia Beach-Norfolk-Newport News, VA-NC	8.4%
97: Washington-Arlington-Alexandria, DC-VA-MD-WV	10.0%
98: Wichita, KS	14.4%
99: Worcester, MA	14.1%
100: Youngstown-Warren-Boardman, OH-PA	15.1%

Definition: Share of home purchase loans that were denied by lender

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.

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