The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University

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Definition: Share of refinance loans that were denied by lender.

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.