The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
High Interest Rate Loans (2010) as Share of Refinance Loans by Race/Ethnicity
Year: 2010; Race/Ethnicity: All; Ordered: alphabetically; Region: 100 Largest MSAs

Year
Race/Ethnicity





Sort Order
Sort Options


Select Regions


Notes and Sources
Update this Report

Scale Range: 0.0% – 17.1%

1: Akron, OH Value Scale
Non-Hispanic White 1.2% Barchart image
Hispanic 0.0% Barchart image
Non-Hispanic Black 5.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
2: Albany-Schenectady-Troy, NY Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 0.9% Barchart image
Non-Hispanic Black 4.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian
3: Albuquerque, NM Value Scale
Non-Hispanic White 1.7% Barchart image
Hispanic 2.4% Barchart image
Non-Hispanic Black 1.7% Barchart image
Non-Hispanic Asian/Pac. Islander 1.7% Barchart image
Non-Hispanic American Indian 2.5% Barchart image
4: Allentown-Bethlehem-Easton, PA-NJ Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 2.6% Barchart image
Non-Hispanic Black 4.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian 4.8% Barchart image
5: Atlanta-Sandy Springs-Marietta, GA Value Scale
Non-Hispanic White 1.4% Barchart image
Hispanic 1.5% Barchart image
Non-Hispanic Black 3.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.2% Barchart image
Non-Hispanic American Indian 2.3% Barchart image
6: Augusta-Richmond County, GA-SC Value Scale
Non-Hispanic White 3.2% Barchart image
Hispanic 1.8% Barchart image
Non-Hispanic Black 7.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
7: Austin-Round Rock, TX Value Scale
Non-Hispanic White 1.6% Barchart image
Hispanic 3.9% Barchart image
Non-Hispanic Black 6.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 1.4% Barchart image
8: Bakersfield, CA Value Scale
Non-Hispanic White 1.4% Barchart image
Hispanic 2.1% Barchart image
Non-Hispanic Black 2.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
9: Baltimore-Towson, MD Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 1.6% Barchart image
Non-Hispanic Black 9.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.2% Barchart image
Non-Hispanic American Indian 2.8% Barchart image
10: Baton Rouge, LA Value Scale
Non-Hispanic White 3.8% Barchart image
Hispanic 5.7% Barchart image
Non-Hispanic Black 9.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
11: Birmingham-Hoover, AL Value Scale
Non-Hispanic White 3.4% Barchart image
Hispanic 7.0% Barchart image
Non-Hispanic Black 8.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian 4.0% Barchart image
12: Boise City-Nampa, ID Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 1.1% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
13: Boston-Cambridge-Quincy, MA-NH Value Scale
Non-Hispanic White 0.4% Barchart image
Hispanic 0.2% Barchart image
Non-Hispanic Black 1.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 1.3% Barchart image
14: Bridgeport-Stamford-Norwalk, CT Value Scale
Non-Hispanic White 0.5% Barchart image
Hispanic 1.0% Barchart image
Non-Hispanic Black 2.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.1% Barchart image
Non-Hispanic American Indian 7.1% Barchart image
15: Buffalo-Cheektowaga-Tonawanda, NY Value Scale
Non-Hispanic White 1.4% Barchart image
Hispanic 0.0% Barchart image
Non-Hispanic Black 3.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
16: Cape Coral-Fort Myers, FL Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 1.8% Barchart image
Non-Hispanic Black 11.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
17: Charleston-North Charleston, SC Value Scale
Non-Hispanic White 2.1% Barchart image
Hispanic 3.4% Barchart image
Non-Hispanic Black 7.7% Barchart image
Non-Hispanic Asian/Pac. Islander 2.9% Barchart image
Non-Hispanic American Indian 8.7% Barchart image
18: Charlotte-Gastonia-Concord, NC-SC Value Scale
Non-Hispanic White 1.6% Barchart image
Hispanic 2.3% Barchart image
Non-Hispanic Black 4.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 1.1% Barchart image
19: Chattanooga, TN-GA Value Scale
Non-Hispanic White 5.9% Barchart image
Hispanic 0.0% Barchart image
Non-Hispanic Black 5.6% Barchart image
Non-Hispanic Asian/Pac. Islander 4.4% Barchart image
Non-Hispanic American Indian
20: Chicago-Naperville-Joliet, IL-IN-WI Value Scale
Non-Hispanic White 0.7% Barchart image
Hispanic 1.3% Barchart image
Non-Hispanic Black 6.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 1.7% Barchart image
21: Cincinnati-Middletown, OH-KY-IN Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 0.8% Barchart image
Non-Hispanic Black 4.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
22: Cleveland-Elyria-Mentor, OH Value Scale
Non-Hispanic White 1.2% Barchart image
Hispanic 2.4% Barchart image
Non-Hispanic Black 7.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 8.5% Barchart image
23: Colorado Springs, CO Value Scale
Non-Hispanic White 0.8% Barchart image
Hispanic 1.2% Barchart image
Non-Hispanic Black 2.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 1.7% Barchart image
24: Columbia, SC Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 2.6% Barchart image
Non-Hispanic Black 3.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.8% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
25: Columbus, OH Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 0.9% Barchart image
Non-Hispanic Black 3.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 1.8% Barchart image
26: Dallas-Fort Worth-Arlington, TX Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 4.3% Barchart image
Non-Hispanic Black 6.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 2.7% Barchart image
27: Dayton, OH Value Scale
Non-Hispanic White 1.2% Barchart image
Hispanic 0.8% Barchart image
Non-Hispanic Black 5.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian 3.7% Barchart image
28: Denver-Aurora, CO Value Scale
Non-Hispanic White 0.6% Barchart image
Hispanic 1.2% Barchart image
Non-Hispanic Black 1.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 0.6% Barchart image
29: Des Moines, IA Value Scale
Non-Hispanic White 1.6% Barchart image
Hispanic 3.5% Barchart image
Non-Hispanic Black 4.5% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian
30: Detroit-Warren-Livonia, MI Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 1.0% Barchart image
Non-Hispanic Black 6.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 2.2% Barchart image
31: El Paso, TX Value Scale
Non-Hispanic White 8.0% Barchart image
Hispanic 17.1% Barchart image
Non-Hispanic Black 12.2% Barchart image
Non-Hispanic Asian/Pac. Islander 1.9% Barchart image
Non-Hispanic American Indian
32: Fresno, CA Value Scale
Non-Hispanic White 0.9% Barchart image
Hispanic 2.1% Barchart image
Non-Hispanic Black 4.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian
33: Grand Rapids-Wyoming, MI Value Scale
Non-Hispanic White 1.4% Barchart image
Hispanic 4.7% Barchart image
Non-Hispanic Black 2.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
34: Greensboro-High Point, NC Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 6.4% Barchart image
Non-Hispanic Black 6.8% Barchart image
Non-Hispanic Asian/Pac. Islander 1.4% Barchart image
Non-Hispanic American Indian
35: Greenville, SC Value Scale
Non-Hispanic White 2.2% Barchart image
Hispanic 2.1% Barchart image
Non-Hispanic Black 6.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.8% Barchart image
Non-Hispanic American Indian
36: Harrisburg-Carlisle, PA Value Scale
Non-Hispanic White 2.2% Barchart image
Hispanic 0.9% Barchart image
Non-Hispanic Black 7.3% Barchart image
Non-Hispanic Asian/Pac. Islander 1.6% Barchart image
Non-Hispanic American Indian
37: Hartford-West Hartford-East Hartford, CT Value Scale
Non-Hispanic White 0.7% Barchart image
Hispanic 1.0% Barchart image
Non-Hispanic Black 2.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 3.2% Barchart image
38: Honolulu, HI Value Scale
Non-Hispanic White 0.7% Barchart image
Hispanic 0.0% Barchart image
Non-Hispanic Black 0.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
39: Houston-Baytown-Sugar Land, TX Value Scale
Non-Hispanic White 3.4% Barchart image
Hispanic 6.9% Barchart image
Non-Hispanic Black 10.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 4.5% Barchart image
40: Indianapolis, IN Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 4.5% Barchart image
Non-Hispanic Black 3.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.1% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
41: Jackson, MS Value Scale
Non-Hispanic White 2.2% Barchart image
Hispanic 2.1% Barchart image
Non-Hispanic Black 7.1% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian
42: Jacksonville, FL Value Scale
Non-Hispanic White 1.9% Barchart image
Hispanic 1.2% Barchart image
Non-Hispanic Black 8.7% Barchart image
Non-Hispanic Asian/Pac. Islander 2.2% Barchart image
Non-Hispanic American Indian 3.1% Barchart image
43: Kansas City, MO-KS Value Scale
Non-Hispanic White 1.9% Barchart image
Hispanic 2.6% Barchart image
Non-Hispanic Black 4.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian 1.6% Barchart image
44: Knoxville, TN Value Scale
Non-Hispanic White 2.0% Barchart image
Hispanic 4.1% Barchart image
Non-Hispanic Black 4.8% Barchart image
Non-Hispanic Asian/Pac. Islander 1.0% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
45: Lakeland-Winter Haven, FL Value Scale
Non-Hispanic White 7.0% Barchart image
Hispanic 10.0% Barchart image
Non-Hispanic Black 13.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
46: Lancaster, PA Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 0.0% Barchart image
Non-Hispanic Black 0.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
47: Las Vegas-Paradise, NV Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 1.1% Barchart image
Non-Hispanic Black 2.7% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian 2.2% Barchart image
48: Little Rock-North Little Rock, AR Value Scale
Non-Hispanic White 2.1% Barchart image
Hispanic 2.8% Barchart image
Non-Hispanic Black 7.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 2.8% Barchart image
49: Los Angeles-Long Beach-Santa Ana, CA Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 1.4% Barchart image
Non-Hispanic Black 4.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 0.8% Barchart image
50: Louisville, KY-IN Value Scale
Non-Hispanic White 2.0% Barchart image
Hispanic 3.0% Barchart image
Non-Hispanic Black 2.7% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian 2.1% Barchart image
51: Madison, WI Value Scale
Non-Hispanic White 0.7% Barchart image
Hispanic 2.8% Barchart image
Non-Hispanic Black 0.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
52: McAllen-Edinburg-Pharr, TX Value Scale
Non-Hispanic White 6.5% Barchart image
Hispanic 13.4% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander 4.1% Barchart image
Non-Hispanic American Indian
53: Memphis, TN-MS-AR Value Scale
Non-Hispanic White 1.9% Barchart image
Hispanic 5.4% Barchart image
Non-Hispanic Black 7.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 7.1% Barchart image
54: Miami-Fort Lauderdale-Miami Beach, FL Value Scale
Non-Hispanic White 1.7% Barchart image
Hispanic 6.7% Barchart image
Non-Hispanic Black 9.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
55: Milwaukee-Waukesha-West Allis, WI Value Scale
Non-Hispanic White 0.6% Barchart image
Hispanic 1.6% Barchart image
Non-Hispanic Black 4.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 2.4% Barchart image
56: Minneapolis-St. Paul-Bloomington, MN-WI Value Scale
Non-Hispanic White 0.8% Barchart image
Hispanic 1.3% Barchart image
Non-Hispanic Black 1.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 2.2% Barchart image
57: Modesto, CA Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 0.6% Barchart image
Non-Hispanic Black 0.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian
58: Nashville-Davidson-Murfreesboro, TN Value Scale
Non-Hispanic White 3.2% Barchart image
Hispanic 2.4% Barchart image
Non-Hispanic Black 6.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 3.2% Barchart image
59: New Haven-Milford, CT Value Scale
Non-Hispanic White 0.8% Barchart image
Hispanic 0.9% Barchart image
Non-Hispanic Black 2.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
60: New Orleans-Metairie-Kenner, LA Value Scale
Non-Hispanic White 2.7% Barchart image
Hispanic 2.0% Barchart image
Non-Hispanic Black 15.8% Barchart image
Non-Hispanic Asian/Pac. Islander 2.6% Barchart image
Non-Hispanic American Indian 9.4% Barchart image
61: New York-Newark-Edison, NY-NJ-PA Value Scale
Non-Hispanic White 0.9% Barchart image
Hispanic 1.4% Barchart image
Non-Hispanic Black 5.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 1.1% Barchart image
62: Ogden-Clearfield, UT Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 1.0% Barchart image
Non-Hispanic Black 0.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
63: Oklahoma City, OK Value Scale
Non-Hispanic White 4.6% Barchart image
Hispanic 5.1% Barchart image
Non-Hispanic Black 9.0% Barchart image
Non-Hispanic Asian/Pac. Islander 3.7% Barchart image
Non-Hispanic American Indian 5.7% Barchart image
64: Omaha-Council Bluffs, NE-IA Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 1.4% Barchart image
Non-Hispanic Black 5.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
65: Orlando, FL Value Scale
Non-Hispanic White 2.0% Barchart image
Hispanic 4.0% Barchart image
Non-Hispanic Black 4.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.7% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
66: Oxnard-Thousand Oaks-Ventura, CA Value Scale
Non-Hispanic White 0.9% Barchart image
Hispanic 1.1% Barchart image
Non-Hispanic Black 0.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
67: Palm Bay-Melbourne-Titusville, FL Value Scale
Non-Hispanic White 1.6% Barchart image
Hispanic 1.9% Barchart image
Non-Hispanic Black 4.0% Barchart image
Non-Hispanic Asian/Pac. Islander 1.4% Barchart image
Non-Hispanic American Indian
68: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 1.9% Barchart image
Non-Hispanic Black 8.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 1.5% Barchart image
69: Phoenix-Mesa-Scottsdale, AZ Value Scale
Non-Hispanic White 1.2% Barchart image
Hispanic 1.3% Barchart image
Non-Hispanic Black 1.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 0.7% Barchart image
70: Pittsburgh, PA Value Scale
Non-Hispanic White 1.9% Barchart image
Hispanic 1.5% Barchart image
Non-Hispanic Black 2.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
71: Portland-Vancouver-Beaverton, OR-WA Value Scale
Non-Hispanic White 0.9% Barchart image
Hispanic 0.7% Barchart image
Non-Hispanic Black 2.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
72: Poughkeepsie-Newburgh-Middletown, NY Value Scale
Non-Hispanic White 1.7% Barchart image
Hispanic 0.8% Barchart image
Non-Hispanic Black 3.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
73: Providence-New Bedford-Fall River, RI-MA Value Scale
Non-Hispanic White 0.7% Barchart image
Hispanic 0.2% Barchart image
Non-Hispanic Black 0.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.2% Barchart image
Non-Hispanic American Indian 2.8% Barchart image
74: Provo-Orem, UT Value Scale
Non-Hispanic White 0.9% Barchart image
Hispanic 0.7% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian 4.5% Barchart image
75: Raleigh-Cary, NC Value Scale
Non-Hispanic White 1.6% Barchart image
Hispanic 3.2% Barchart image
Non-Hispanic Black 4.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.2% Barchart image
Non-Hispanic American Indian 8.3% Barchart image
76: Richmond, VA Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 1.3% Barchart image
Non-Hispanic Black 5.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 2.1% Barchart image
77: Riverside-San Bernardino-Ontario, CA Value Scale
Non-Hispanic White 1.5% Barchart image
Hispanic 1.2% Barchart image
Non-Hispanic Black 2.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 0.7% Barchart image
78: Rochester, NY Value Scale
Non-Hispanic White 1.2% Barchart image
Hispanic 3.1% Barchart image
Non-Hispanic Black 10.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
79: Sacramento-Arden-Arcade-Roseville, CA Value Scale
Non-Hispanic White 0.8% Barchart image
Hispanic 1.1% Barchart image
Non-Hispanic Black 2.5% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 0.8% Barchart image
80: Salt Lake City, UT Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 1.1% Barchart image
Non-Hispanic Black 1.0% Barchart image
Non-Hispanic Asian/Pac. Islander 1.4% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
81: San Antonio, TX Value Scale
Non-Hispanic White 3.6% Barchart image
Hispanic 7.7% Barchart image
Non-Hispanic Black 5.9% Barchart image
Non-Hispanic Asian/Pac. Islander 2.6% Barchart image
Non-Hispanic American Indian 6.7% Barchart image
82: San Diego-Carlsbad-San Marcos, CA Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 1.1% Barchart image
Non-Hispanic Black 1.5% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 0.6% Barchart image
83: San Francisco-Oakland-Fremont, CA Value Scale
Non-Hispanic White 0.5% Barchart image
Hispanic 0.7% Barchart image
Non-Hispanic Black 3.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.2% Barchart image
Non-Hispanic American Indian 1.1% Barchart image
84: San Jose-Sunnyvale-Santa Clara, CA Value Scale
Non-Hispanic White 0.6% Barchart image
Hispanic 0.7% Barchart image
Non-Hispanic Black 1.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.1% Barchart image
Non-Hispanic American Indian 1.6% Barchart image
85: Sarasota-Bradenton-Venice, FL Value Scale
Non-Hispanic White 2.2% Barchart image
Hispanic 3.1% Barchart image
Non-Hispanic Black 3.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
86: Scranton-Wilkes-Barre, PA Value Scale
Non-Hispanic White 3.1% Barchart image
Hispanic 1.6% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
87: Seattle-Tacoma-Bellevue, WA Value Scale
Non-Hispanic White 0.7% Barchart image
Hispanic 0.9% Barchart image
Non-Hispanic Black 1.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 1.7% Barchart image
88: Springfield, MA Value Scale
Non-Hispanic White 0.9% Barchart image
Hispanic 0.5% Barchart image
Non-Hispanic Black 2.5% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
89: St. Louis, MO-IL Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 0.7% Barchart image
Non-Hispanic Black 7.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 2.1% Barchart image
90: Stockton, CA Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 1.9% Barchart image
Non-Hispanic Black 3.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.8% Barchart image
Non-Hispanic American Indian
91: Syracuse, NY Value Scale
Non-Hispanic White 2.6% Barchart image
Hispanic 0.0% Barchart image
Non-Hispanic Black 8.6% Barchart image
Non-Hispanic Asian/Pac. Islander 1.6% Barchart image
Non-Hispanic American Indian
92: Tampa-St. Petersburg-Clearwater, FL Value Scale
Non-Hispanic White 2.0% Barchart image
Hispanic 3.4% Barchart image
Non-Hispanic Black 7.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.2% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
93: Toledo, OH Value Scale
Non-Hispanic White 1.5% Barchart image
Hispanic 2.3% Barchart image
Non-Hispanic Black 3.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
94: Tucson, AZ Value Scale
Non-Hispanic White 1.2% Barchart image
Hispanic 1.2% Barchart image
Non-Hispanic Black 2.5% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
95: Tulsa, OK Value Scale
Non-Hispanic White 4.0% Barchart image
Hispanic 3.7% Barchart image
Non-Hispanic Black 7.4% Barchart image
Non-Hispanic Asian/Pac. Islander 2.8% Barchart image
Non-Hispanic American Indian 5.7% Barchart image
96: Virginia Beach-Norfolk-Newport News, VA-NC Value Scale
Non-Hispanic White 1.4% Barchart image
Hispanic 2.1% Barchart image
Non-Hispanic Black 5.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.8% Barchart image
Non-Hispanic American Indian 2.1% Barchart image
97: Washington-Arlington-Alexandria, DC-VA-MD-WV Value Scale
Non-Hispanic White 0.4% Barchart image
Hispanic 0.3% Barchart image
Non-Hispanic Black 3.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.2% Barchart image
Non-Hispanic American Indian 0.8% Barchart image
98: Wichita, KS Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 2.2% Barchart image
Non-Hispanic Black 5.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 2.4% Barchart image
99: Worcester, MA Value Scale
Non-Hispanic White 0.6% Barchart image
Hispanic 2.1% Barchart image
Non-Hispanic Black 1.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 3.8% Barchart image
100: Youngstown-Warren-Boardman, OH-PA Value Scale
Non-Hispanic White 4.6% Barchart image
Hispanic 11.1% Barchart image
Non-Hispanic Black 6.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian

Definition: Share of refinance loans that have an APR (annual percentage rate) at least 1.5 percentage points higher than the estimated Average Prime Offer Rate for loans extended to  prime borrowers based on the rates reported by Freddie Mac in its Primary Mortgage Market Survey®.  This definition of high interest loans differs from that used prior to 2010.

Notes: Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Race/ethnicity refers to the primary borrower.  Excludes data for metro areas with less than 20 loans for each race/ethnic group. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.