The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
High Interest Rate Loans (pre-2010) as Share of Refinance Loans by Race/Ethnicity
Year: 2009; Race/Ethnicity: All; Ordered: alphabetically; Region: 100 Largest MSAs

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Scale Range: 0.0% – 29.4%

1: Akron, OH Value Scale
Non-Hispanic White 5.3% Barchart image
Hispanic 4.8% Barchart image
Non-Hispanic Black 7.0% Barchart image
Non-Hispanic Asian/Pac. Islander 3.0% Barchart image
Non-Hispanic American Indian
2: Albany-Schenectady-Troy, NY Value Scale
Non-Hispanic White 3.6% Barchart image
Hispanic 7.1% Barchart image
Non-Hispanic Black 7.1% Barchart image
Non-Hispanic Asian/Pac. Islander 2.8% Barchart image
Non-Hispanic American Indian
3: Albuquerque, NM Value Scale
Non-Hispanic White 2.6% Barchart image
Hispanic 5.3% Barchart image
Non-Hispanic Black 7.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.4% Barchart image
Non-Hispanic American Indian 3.2% Barchart image
4: Allentown-Bethlehem-Easton, PA-NJ Value Scale
Non-Hispanic White 4.2% Barchart image
Hispanic 6.3% Barchart image
Non-Hispanic Black 9.3% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian
5: Atlanta-Sandy Springs-Marietta, GA Value Scale
Non-Hispanic White 3.5% Barchart image
Hispanic 5.8% Barchart image
Non-Hispanic Black 6.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian 2.7% Barchart image
6: Augusta-Richmond County, GA-SC Value Scale
Non-Hispanic White 6.6% Barchart image
Hispanic 6.3% Barchart image
Non-Hispanic Black 10.0% Barchart image
Non-Hispanic Asian/Pac. Islander 2.9% Barchart image
Non-Hispanic American Indian
7: Austin-Round Rock, TX Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 7.4% Barchart image
Non-Hispanic Black 7.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 2.9% Barchart image
8: Bakersfield, CA Value Scale
Non-Hispanic White 2.5% Barchart image
Hispanic 6.3% Barchart image
Non-Hispanic Black 1.3% Barchart image
Non-Hispanic Asian/Pac. Islander 2.8% Barchart image
Non-Hispanic American Indian
9: Baltimore-Towson, MD Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 1.6% Barchart image
Non-Hispanic Black 7.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.0% Barchart image
Non-Hispanic American Indian 2.9% Barchart image
10: Baton Rouge, LA Value Scale
Non-Hispanic White 10.3% Barchart image
Hispanic 8.0% Barchart image
Non-Hispanic Black 23.6% Barchart image
Non-Hispanic Asian/Pac. Islander 5.0% Barchart image
Non-Hispanic American Indian
11: Birmingham-Hoover, AL Value Scale
Non-Hispanic White 7.0% Barchart image
Hispanic 13.5% Barchart image
Non-Hispanic Black 15.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian
12: Boise City-Nampa, ID Value Scale
Non-Hispanic White 2.5% Barchart image
Hispanic 5.5% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander 3.0% Barchart image
Non-Hispanic American Indian
13: Boston-Cambridge-Quincy, MA-NH Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 3.4% Barchart image
Non-Hispanic Black 4.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 0.6% Barchart image
14: Bridgeport-Stamford-Norwalk, CT Value Scale
Non-Hispanic White 1.1% Barchart image
Hispanic 2.6% Barchart image
Non-Hispanic Black 3.1% Barchart image
Non-Hispanic Asian/Pac. Islander 1.3% Barchart image
Non-Hispanic American Indian
15: Buffalo-Cheektowaga-Tonawanda, NY Value Scale
Non-Hispanic White 5.2% Barchart image
Hispanic 1.4% Barchart image
Non-Hispanic Black 15.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
16: Cape Coral-Fort Myers, FL Value Scale
Non-Hispanic White 2.0% Barchart image
Hispanic 4.9% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander
Non-Hispanic American Indian
17: Charleston-North Charleston, SC Value Scale
Non-Hispanic White 3.4% Barchart image
Hispanic 3.1% Barchart image
Non-Hispanic Black 11.8% Barchart image
Non-Hispanic Asian/Pac. Islander 2.0% Barchart image
Non-Hispanic American Indian
18: Charlotte-Gastonia-Concord, NC-SC Value Scale
Non-Hispanic White 2.5% Barchart image
Hispanic 3.2% Barchart image
Non-Hispanic Black 7.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
19: Chattanooga, TN-GA Value Scale
Non-Hispanic White 12.6% Barchart image
Hispanic 2.8% Barchart image
Non-Hispanic Black 13.4% Barchart image
Non-Hispanic Asian/Pac. Islander 3.6% Barchart image
Non-Hispanic American Indian
20: Chicago-Naperville-Joliet, IL-IN-WI Value Scale
Non-Hispanic White 2.4% Barchart image
Hispanic 6.1% Barchart image
Non-Hispanic Black 9.5% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian 5.7% Barchart image
21: Cincinnati-Middletown, OH-KY-IN Value Scale
Non-Hispanic White 2.8% Barchart image
Hispanic 4.6% Barchart image
Non-Hispanic Black 7.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian 4.1% Barchart image
22: Cleveland-Elyria-Mentor, OH Value Scale
Non-Hispanic White 3.9% Barchart image
Hispanic 5.2% Barchart image
Non-Hispanic Black 10.7% Barchart image
Non-Hispanic Asian/Pac. Islander 1.9% Barchart image
Non-Hispanic American Indian
23: Colorado Springs, CO Value Scale
Non-Hispanic White 2.1% Barchart image
Hispanic 2.9% Barchart image
Non-Hispanic Black 3.1% Barchart image
Non-Hispanic Asian/Pac. Islander 2.3% Barchart image
Non-Hispanic American Indian 4.2% Barchart image
24: Columbia, SC Value Scale
Non-Hispanic White 4.3% Barchart image
Hispanic 4.8% Barchart image
Non-Hispanic Black 9.8% Barchart image
Non-Hispanic Asian/Pac. Islander 2.0% Barchart image
Non-Hispanic American Indian
25: Columbus, OH Value Scale
Non-Hispanic White 2.6% Barchart image
Hispanic 5.2% Barchart image
Non-Hispanic Black 5.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian
26: Dallas-Fort Worth-Arlington, TX Value Scale
Non-Hispanic White 3.7% Barchart image
Hispanic 9.2% Barchart image
Non-Hispanic Black 7.6% Barchart image
Non-Hispanic Asian/Pac. Islander 1.6% Barchart image
Non-Hispanic American Indian 4.0% Barchart image
27: Dayton, OH Value Scale
Non-Hispanic White 3.2% Barchart image
Hispanic 0.9% Barchart image
Non-Hispanic Black 8.6% Barchart image
Non-Hispanic Asian/Pac. Islander 2.0% Barchart image
Non-Hispanic American Indian
28: Denver-Aurora, CO Value Scale
Non-Hispanic White 1.7% Barchart image
Hispanic 3.6% Barchart image
Non-Hispanic Black 2.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.8% Barchart image
Non-Hispanic American Indian 3.6% Barchart image
29: Des Moines, IA Value Scale
Non-Hispanic White 4.2% Barchart image
Hispanic 7.2% Barchart image
Non-Hispanic Black 6.1% Barchart image
Non-Hispanic Asian/Pac. Islander 3.6% Barchart image
Non-Hispanic American Indian
30: Detroit-Warren-Livonia, MI Value Scale
Non-Hispanic White 4.2% Barchart image
Hispanic 6.3% Barchart image
Non-Hispanic Black 14.6% Barchart image
Non-Hispanic Asian/Pac. Islander 1.5% Barchart image
Non-Hispanic American Indian 4.2% Barchart image
31: El Paso, TX Value Scale
Non-Hispanic White 9.4% Barchart image
Hispanic 19.4% Barchart image
Non-Hispanic Black 8.5% Barchart image
Non-Hispanic Asian/Pac. Islander 3.3% Barchart image
Non-Hispanic American Indian
32: Fresno, CA Value Scale
Non-Hispanic White 2.7% Barchart image
Hispanic 5.9% Barchart image
Non-Hispanic Black 9.0% Barchart image
Non-Hispanic Asian/Pac. Islander 2.6% Barchart image
Non-Hispanic American Indian
33: Grand Rapids-Wyoming, MI Value Scale
Non-Hispanic White 4.5% Barchart image
Hispanic 7.8% Barchart image
Non-Hispanic Black 7.3% Barchart image
Non-Hispanic Asian/Pac. Islander 4.2% Barchart image
Non-Hispanic American Indian
34: Greensboro-High Point, NC Value Scale
Non-Hispanic White 3.5% Barchart image
Hispanic 5.1% Barchart image
Non-Hispanic Black 6.6% Barchart image
Non-Hispanic Asian/Pac. Islander 4.1% Barchart image
Non-Hispanic American Indian
35: Greenville, SC Value Scale
Non-Hispanic White 4.2% Barchart image
Hispanic 3.6% Barchart image
Non-Hispanic Black 10.8% Barchart image
Non-Hispanic Asian/Pac. Islander 3.6% Barchart image
Non-Hispanic American Indian
36: Harrisburg-Carlisle, PA Value Scale
Non-Hispanic White 6.8% Barchart image
Hispanic 4.8% Barchart image
Non-Hispanic Black 12.7% Barchart image
Non-Hispanic Asian/Pac. Islander 2.8% Barchart image
Non-Hispanic American Indian
37: Hartford-West Hartford-East Hartford, CT Value Scale
Non-Hispanic White 2.1% Barchart image
Hispanic 6.1% Barchart image
Non-Hispanic Black 7.6% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian
38: Honolulu, HI Value Scale
Non-Hispanic White 0.5% Barchart image
Hispanic 0.5% Barchart image
Non-Hispanic Black 1.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
39: Houston-Baytown-Sugar Land, TX Value Scale
Non-Hispanic White 4.2% Barchart image
Hispanic 11.6% Barchart image
Non-Hispanic Black 9.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.9% Barchart image
Non-Hispanic American Indian 7.0% Barchart image
40: Indianapolis, IN Value Scale
Non-Hispanic White 3.3% Barchart image
Hispanic 4.9% Barchart image
Non-Hispanic Black 7.5% Barchart image
Non-Hispanic Asian/Pac. Islander 1.3% Barchart image
Non-Hispanic American Indian 4.5% Barchart image
41: Jackson, MS Value Scale
Non-Hispanic White 10.2% Barchart image
Hispanic 15.7% Barchart image
Non-Hispanic Black 16.3% Barchart image
Non-Hispanic Asian/Pac. Islander 5.9% Barchart image
Non-Hispanic American Indian
42: Jacksonville, FL Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 3.3% Barchart image
Non-Hispanic Black 7.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian
43: Kansas City, MO-KS Value Scale
Non-Hispanic White 4.5% Barchart image
Hispanic 7.5% Barchart image
Non-Hispanic Black 9.3% Barchart image
Non-Hispanic Asian/Pac. Islander 2.5% Barchart image
Non-Hispanic American Indian 6.5% Barchart image
44: Knoxville, TN Value Scale
Non-Hispanic White 5.1% Barchart image
Hispanic 6.8% Barchart image
Non-Hispanic Black 6.5% Barchart image
Non-Hispanic Asian/Pac. Islander 2.4% Barchart image
Non-Hispanic American Indian
45: Lakeland-Winter Haven, FL Value Scale
Non-Hispanic White 10.4% Barchart image
Hispanic 11.4% Barchart image
Non-Hispanic Black 15.5% Barchart image
Non-Hispanic Asian/Pac. Islander 1.9% Barchart image
Non-Hispanic American Indian
46: Lancaster, PA Value Scale
Non-Hispanic White 4.1% Barchart image
Hispanic 8.5% Barchart image
Non-Hispanic Black 12.2% Barchart image
Non-Hispanic Asian/Pac. Islander 1.5% Barchart image
Non-Hispanic American Indian
47: Las Vegas-Paradise, NV Value Scale
Non-Hispanic White 2.4% Barchart image
Hispanic 4.4% Barchart image
Non-Hispanic Black 3.5% Barchart image
Non-Hispanic Asian/Pac. Islander 2.0% Barchart image
Non-Hispanic American Indian
48: Little Rock-North Little Rock, AR Value Scale
Non-Hispanic White 5.0% Barchart image
Hispanic 8.3% Barchart image
Non-Hispanic Black 11.9% Barchart image
Non-Hispanic Asian/Pac. Islander 3.1% Barchart image
Non-Hispanic American Indian
49: Los Angeles-Long Beach-Santa Ana, CA Value Scale
Non-Hispanic White 0.8% Barchart image
Hispanic 2.2% Barchart image
Non-Hispanic Black 3.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 1.1% Barchart image
50: Louisville, KY-IN Value Scale
Non-Hispanic White 4.7% Barchart image
Hispanic 4.7% Barchart image
Non-Hispanic Black 9.2% Barchart image
Non-Hispanic Asian/Pac. Islander 1.8% Barchart image
Non-Hispanic American Indian
51: Madison, WI Value Scale
Non-Hispanic White 1.6% Barchart image
Hispanic 1.7% Barchart image
Non-Hispanic Black 3.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 3.4% Barchart image
52: McAllen-Edinburg-Pharr, TX Value Scale
Non-Hispanic White 11.1% Barchart image
Hispanic 29.4% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander
Non-Hispanic American Indian
53: Memphis, TN-MS-AR Value Scale
Non-Hispanic White 5.8% Barchart image
Hispanic 1.3% Barchart image
Non-Hispanic Black 16.5% Barchart image
Non-Hispanic Asian/Pac. Islander 1.3% Barchart image
Non-Hispanic American Indian
54: Miami-Fort Lauderdale-Miami Beach, FL Value Scale
Non-Hispanic White 2.6% Barchart image
Hispanic 5.7% Barchart image
Non-Hispanic Black 11.8% Barchart image
Non-Hispanic Asian/Pac. Islander 2.6% Barchart image
Non-Hispanic American Indian
55: Milwaukee-Waukesha-West Allis, WI Value Scale
Non-Hispanic White 2.5% Barchart image
Hispanic 6.4% Barchart image
Non-Hispanic Black 10.0% Barchart image
Non-Hispanic Asian/Pac. Islander 1.8% Barchart image
Non-Hispanic American Indian 6.9% Barchart image
56: Minneapolis-St. Paul-Bloomington, MN-WI Value Scale
Non-Hispanic White 2.0% Barchart image
Hispanic 2.7% Barchart image
Non-Hispanic Black 3.5% Barchart image
Non-Hispanic Asian/Pac. Islander 1.4% Barchart image
Non-Hispanic American Indian 6.1% Barchart image
57: Modesto, CA Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 3.4% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander 4.4% Barchart image
Non-Hispanic American Indian
58: Nashville-Davidson-Murfreesboro, TN Value Scale
Non-Hispanic White 5.7% Barchart image
Hispanic 5.8% Barchart image
Non-Hispanic Black 9.1% Barchart image
Non-Hispanic Asian/Pac. Islander 2.7% Barchart image
Non-Hispanic American Indian 3.7% Barchart image
59: New Haven-Milford, CT Value Scale
Non-Hispanic White 2.1% Barchart image
Hispanic 4.7% Barchart image
Non-Hispanic Black 5.2% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian
60: New Orleans-Metairie-Kenner, LA Value Scale
Non-Hispanic White 6.1% Barchart image
Hispanic 9.8% Barchart image
Non-Hispanic Black 14.6% Barchart image
Non-Hispanic Asian/Pac. Islander 7.4% Barchart image
Non-Hispanic American Indian
61: New York-Newark-Edison, NY-NJ-PA Value Scale
Non-Hispanic White 1.8% Barchart image
Hispanic 3.5% Barchart image
Non-Hispanic Black 6.0% Barchart image
Non-Hispanic Asian/Pac. Islander 1.0% Barchart image
Non-Hispanic American Indian 3.3% Barchart image
62: Ogden-Clearfield, UT Value Scale
Non-Hispanic White 3.6% Barchart image
Hispanic 5.3% Barchart image
Non-Hispanic Black 3.8% Barchart image
Non-Hispanic Asian/Pac. Islander 3.9% Barchart image
Non-Hispanic American Indian
63: Oklahoma City, OK Value Scale
Non-Hispanic White 8.9% Barchart image
Hispanic 10.5% Barchart image
Non-Hispanic Black 10.1% Barchart image
Non-Hispanic Asian/Pac. Islander 7.4% Barchart image
Non-Hispanic American Indian 11.7% Barchart image
64: Omaha-Council Bluffs, NE-IA Value Scale
Non-Hispanic White 4.6% Barchart image
Hispanic 7.6% Barchart image
Non-Hispanic Black 10.3% Barchart image
Non-Hispanic Asian/Pac. Islander 1.6% Barchart image
Non-Hispanic American Indian
65: Orlando, FL Value Scale
Non-Hispanic White 2.8% Barchart image
Hispanic 4.8% Barchart image
Non-Hispanic Black 7.4% Barchart image
Non-Hispanic Asian/Pac. Islander 2.6% Barchart image
Non-Hispanic American Indian
66: Oxnard-Thousand Oaks-Ventura, CA Value Scale
Non-Hispanic White 0.7% Barchart image
Hispanic 1.5% Barchart image
Non-Hispanic Black 2.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.1% Barchart image
Non-Hispanic American Indian
67: Palm Bay-Melbourne-Titusville, FL Value Scale
Non-Hispanic White 3.3% Barchart image
Hispanic 4.1% Barchart image
Non-Hispanic Black 7.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
68: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Value Scale
Non-Hispanic White 2.7% Barchart image
Hispanic 5.6% Barchart image
Non-Hispanic Black 9.2% Barchart image
Non-Hispanic Asian/Pac. Islander 1.4% Barchart image
Non-Hispanic American Indian 3.7% Barchart image
69: Phoenix-Mesa-Scottsdale, AZ Value Scale
Non-Hispanic White 2.4% Barchart image
Hispanic 5.3% Barchart image
Non-Hispanic Black 3.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.6% Barchart image
Non-Hispanic American Indian 2.3% Barchart image
70: Pittsburgh, PA Value Scale
Non-Hispanic White 6.7% Barchart image
Hispanic 4.3% Barchart image
Non-Hispanic Black 15.4% Barchart image
Non-Hispanic Asian/Pac. Islander 2.0% Barchart image
Non-Hispanic American Indian
71: Portland-Vancouver-Beaverton, OR-WA Value Scale
Non-Hispanic White 1.5% Barchart image
Hispanic 3.1% Barchart image
Non-Hispanic Black 3.2% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 2.1% Barchart image
72: Poughkeepsie-Newburgh-Middletown, NY Value Scale
Non-Hispanic White 3.1% Barchart image
Hispanic 4.3% Barchart image
Non-Hispanic Black 5.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian
73: Providence-New Bedford-Fall River, RI-MA Value Scale
Non-Hispanic White 2.2% Barchart image
Hispanic 5.4% Barchart image
Non-Hispanic Black 4.4% Barchart image
Non-Hispanic Asian/Pac. Islander 3.1% Barchart image
Non-Hispanic American Indian 4.0% Barchart image
74: Provo-Orem, UT Value Scale
Non-Hispanic White 2.5% Barchart image
Hispanic 5.5% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander 4.4% Barchart image
Non-Hispanic American Indian
75: Raleigh-Cary, NC Value Scale
Non-Hispanic White 1.5% Barchart image
Hispanic 2.3% Barchart image
Non-Hispanic Black 6.4% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian 4.1% Barchart image
76: Richmond, VA Value Scale
Non-Hispanic White 2.7% Barchart image
Hispanic 4.6% Barchart image
Non-Hispanic Black 8.7% Barchart image
Non-Hispanic Asian/Pac. Islander 0.7% Barchart image
Non-Hispanic American Indian 1.4% Barchart image
77: Riverside-San Bernardino-Ontario, CA Value Scale
Non-Hispanic White 2.4% Barchart image
Hispanic 3.7% Barchart image
Non-Hispanic Black 3.4% Barchart image
Non-Hispanic Asian/Pac. Islander 1.1% Barchart image
Non-Hispanic American Indian 2.6% Barchart image
78: Rochester, NY Value Scale
Non-Hispanic White 4.8% Barchart image
Hispanic 5.1% Barchart image
Non-Hispanic Black 11.3% Barchart image
Non-Hispanic Asian/Pac. Islander 3.0% Barchart image
Non-Hispanic American Indian
79: Sacramento-Arden-Arcade-Roseville, CA Value Scale
Non-Hispanic White 1.3% Barchart image
Hispanic 2.0% Barchart image
Non-Hispanic Black 3.2% Barchart image
Non-Hispanic Asian/Pac. Islander 1.3% Barchart image
Non-Hispanic American Indian 0.8% Barchart image
80: Salt Lake City, UT Value Scale
Non-Hispanic White 3.0% Barchart image
Hispanic 5.8% Barchart image
Non-Hispanic Black 4.8% Barchart image
Non-Hispanic Asian/Pac. Islander 3.3% Barchart image
Non-Hispanic American Indian 4.1% Barchart image
81: San Antonio, TX Value Scale
Non-Hispanic White 4.9% Barchart image
Hispanic 11.6% Barchart image
Non-Hispanic Black 6.3% Barchart image
Non-Hispanic Asian/Pac. Islander 4.3% Barchart image
Non-Hispanic American Indian
82: San Diego-Carlsbad-San Marcos, CA Value Scale
Non-Hispanic White 0.8% Barchart image
Hispanic 1.7% Barchart image
Non-Hispanic Black 2.1% Barchart image
Non-Hispanic Asian/Pac. Islander 0.6% Barchart image
Non-Hispanic American Indian 1.5% Barchart image
83: San Francisco-Oakland-Fremont, CA Value Scale
Non-Hispanic White 0.5% Barchart image
Hispanic 1.0% Barchart image
Non-Hispanic Black 2.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 2.1% Barchart image
84: San Jose-Sunnyvale-Santa Clara, CA Value Scale
Non-Hispanic White 0.4% Barchart image
Hispanic 1.2% Barchart image
Non-Hispanic Black 2.8% Barchart image
Non-Hispanic Asian/Pac. Islander 0.3% Barchart image
Non-Hispanic American Indian 0.0% Barchart image
85: Sarasota-Bradenton-Venice, FL Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 3.7% Barchart image
Non-Hispanic Black 10.5% Barchart image
Non-Hispanic Asian/Pac. Islander
Non-Hispanic American Indian
86: Scranton-Wilkes-Barre, PA Value Scale
Non-Hispanic White 7.2% Barchart image
Hispanic 3.9% Barchart image
Non-Hispanic Black
Non-Hispanic Asian/Pac. Islander
Non-Hispanic American Indian
87: Seattle-Tacoma-Bellevue, WA Value Scale
Non-Hispanic White 1.9% Barchart image
Hispanic 2.8% Barchart image
Non-Hispanic Black 3.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.0% Barchart image
Non-Hispanic American Indian 3.7% Barchart image
88: Springfield, MA Value Scale
Non-Hispanic White 2.5% Barchart image
Hispanic 6.7% Barchart image
Non-Hispanic Black 6.7% Barchart image
Non-Hispanic Asian/Pac. Islander 3.7% Barchart image
Non-Hispanic American Indian
89: St. Louis, MO-IL Value Scale
Non-Hispanic White 3.5% Barchart image
Hispanic 4.5% Barchart image
Non-Hispanic Black 9.4% Barchart image
Non-Hispanic Asian/Pac. Islander 1.9% Barchart image
Non-Hispanic American Indian 2.0% Barchart image
90: Stockton, CA Value Scale
Non-Hispanic White 2.2% Barchart image
Hispanic 3.6% Barchart image
Non-Hispanic Black 3.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.8% Barchart image
Non-Hispanic American Indian
91: Syracuse, NY Value Scale
Non-Hispanic White 4.6% Barchart image
Hispanic 3.8% Barchart image
Non-Hispanic Black 8.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.0% Barchart image
Non-Hispanic American Indian
92: Tampa-St. Petersburg-Clearwater, FL Value Scale
Non-Hispanic White 3.4% Barchart image
Hispanic 5.3% Barchart image
Non-Hispanic Black 7.3% Barchart image
Non-Hispanic Asian/Pac. Islander 1.3% Barchart image
Non-Hispanic American Indian 6.0% Barchart image
93: Toledo, OH Value Scale
Non-Hispanic White 3.8% Barchart image
Hispanic 7.0% Barchart image
Non-Hispanic Black 13.3% Barchart image
Non-Hispanic Asian/Pac. Islander 1.0% Barchart image
Non-Hispanic American Indian
94: Tucson, AZ Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 6.7% Barchart image
Non-Hispanic Black 6.9% Barchart image
Non-Hispanic Asian/Pac. Islander 0.9% Barchart image
Non-Hispanic American Indian 2.8% Barchart image
95: Tulsa, OK Value Scale
Non-Hispanic White 8.3% Barchart image
Hispanic 7.7% Barchart image
Non-Hispanic Black 15.2% Barchart image
Non-Hispanic Asian/Pac. Islander 3.5% Barchart image
Non-Hispanic American Indian 10.3% Barchart image
96: Virginia Beach-Norfolk-Newport News, VA-NC Value Scale
Non-Hispanic White 2.3% Barchart image
Hispanic 2.6% Barchart image
Non-Hispanic Black 5.9% Barchart image
Non-Hispanic Asian/Pac. Islander 1.5% Barchart image
Non-Hispanic American Indian 3.5% Barchart image
97: Washington-Arlington-Alexandria, DC-VA-MD-WV Value Scale
Non-Hispanic White 1.0% Barchart image
Hispanic 1.8% Barchart image
Non-Hispanic Black 4.0% Barchart image
Non-Hispanic Asian/Pac. Islander 0.4% Barchart image
Non-Hispanic American Indian 3.0% Barchart image
98: Wichita, KS Value Scale
Non-Hispanic White 7.0% Barchart image
Hispanic 12.8% Barchart image
Non-Hispanic Black 11.8% Barchart image
Non-Hispanic Asian/Pac. Islander 5.9% Barchart image
Non-Hispanic American Indian
99: Worcester, MA Value Scale
Non-Hispanic White 1.9% Barchart image
Hispanic 4.1% Barchart image
Non-Hispanic Black 3.6% Barchart image
Non-Hispanic Asian/Pac. Islander 0.5% Barchart image
Non-Hispanic American Indian
100: Youngstown-Warren-Boardman, OH-PA Value Scale
Non-Hispanic White 10.7% Barchart image
Hispanic 11.3% Barchart image
Non-Hispanic Black 21.6% Barchart image
Non-Hispanic Asian/Pac. Islander
Non-Hispanic American Indian

Definition: Share of refinance loans that have an APR (annual percentage rate) at least 3 percentage points higher than the interest rate of U.S. Treasury securities of the same maturity.

Notes: Due to changes in the definition of high interest loans, this indicator only reflects loans with application dates before October 1, 2009.  Includes only originated, first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Race/ethnicity refers to the primary borrower.  Excludes data for metro areas with less than 50 loans for each race/ethnic group. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified. 

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.