Refinance Loan Denial Rate by Race/Ethnicity - Rankings - diversitydata.org - data for diverse and equitable metropolitan areas

Refinance Loan Denial Rate by Race/Ethnicity

Year: 2010; Race/Ethnicity: All; Ordered: alphabetically; Region: 100 Largest MSAs

Why don’t my MSA choices always appear consistently across all reports?

Scale Range: 4.0% – 57.6%

1: Akron, OH	Value
Non-Hispanic White	22.1%
Hispanic	32.7%
Non-Hispanic Black	40.5%
Non-Hispanic Asian/Pac. Islander	20.8%
Non-Hispanic American Indian	31.3%

2: Albany-Schenectady-Troy, NY	Value
Non-Hispanic White	17.0%
Hispanic	27.1%
Non-Hispanic Black	30.1%
Non-Hispanic Asian/Pac. Islander	24.9%
Non-Hispanic American Indian	41.0%

3: Albuquerque, NM	Value
Non-Hispanic White	17.3%
Hispanic	24.0%
Non-Hispanic Black	26.5%
Non-Hispanic Asian/Pac. Islander	21.9%
Non-Hispanic American Indian	20.1%

4: Allentown-Bethlehem-Easton, PA-NJ	Value
Non-Hispanic White	19.1%
Hispanic	30.6%
Non-Hispanic Black	33.7%
Non-Hispanic Asian/Pac. Islander	21.0%
Non-Hispanic American Indian	21.6%

5: Atlanta-Sandy Springs-Marietta, GA	Value
Non-Hispanic White	18.2%
Hispanic	26.3%
Non-Hispanic Black	34.9%
Non-Hispanic Asian/Pac. Islander	19.0%
Non-Hispanic American Indian	25.8%

6: Augusta-Richmond County, GA-SC	Value
Non-Hispanic White	16.4%
Hispanic	26.3%
Non-Hispanic Black	31.2%
Non-Hispanic Asian/Pac. Islander	18.8%
Non-Hispanic American Indian	20.0%

7: Austin-Round Rock, TX	Value
Non-Hispanic White	16.9%
Hispanic	27.4%
Non-Hispanic Black	26.4%
Non-Hispanic Asian/Pac. Islander	16.1%
Non-Hispanic American Indian	25.2%

8: Bakersfield, CA	Value
Non-Hispanic White	20.3%
Hispanic	32.6%
Non-Hispanic Black	30.7%
Non-Hispanic Asian/Pac. Islander	26.5%
Non-Hispanic American Indian	23.8%

9: Baltimore-Towson, MD	Value
Non-Hispanic White	15.0%
Hispanic	21.0%
Non-Hispanic Black	28.9%
Non-Hispanic Asian/Pac. Islander	17.0%
Non-Hispanic American Indian	26.9%

10: Baton Rouge, LA	Value
Non-Hispanic White	16.2%
Hispanic	27.0%
Non-Hispanic Black	32.6%
Non-Hispanic Asian/Pac. Islander	19.1%
Non-Hispanic American Indian	33.3%

11: Birmingham-Hoover, AL	Value
Non-Hispanic White	19.0%
Hispanic	25.0%
Non-Hispanic Black	36.2%
Non-Hispanic Asian/Pac. Islander	19.4%
Non-Hispanic American Indian	21.1%

12: Boise City-Nampa, ID	Value
Non-Hispanic White	19.1%
Hispanic	29.5%
Non-Hispanic Black	30.8%
Non-Hispanic Asian/Pac. Islander	16.2%
Non-Hispanic American Indian	18.6%

13: Boston-Cambridge-Quincy, MA-NH	Value
Non-Hispanic White	12.8%
Hispanic	20.7%
Non-Hispanic Black	27.2%
Non-Hispanic Asian/Pac. Islander	11.9%
Non-Hispanic American Indian	18.4%

14: Bridgeport-Stamford-Norwalk, CT	Value
Non-Hispanic White	15.9%
Hispanic	26.8%
Non-Hispanic Black	33.3%
Non-Hispanic Asian/Pac. Islander	19.4%
Non-Hispanic American Indian	26.6%

15: Buffalo-Cheektowaga-Tonawanda, NY	Value
Non-Hispanic White	19.0%
Hispanic	30.2%
Non-Hispanic Black	39.3%
Non-Hispanic Asian/Pac. Islander	25.0%
Non-Hispanic American Indian	25.6%

16: Cape Coral-Fort Myers, FL	Value
Non-Hispanic White	26.0%
Hispanic	34.6%
Non-Hispanic Black	46.1%
Non-Hispanic Asian/Pac. Islander	34.6%
Non-Hispanic American Indian	37.5%

17: Charleston-North Charleston, SC	Value
Non-Hispanic White	18.9%
Hispanic	25.9%
Non-Hispanic Black	38.0%
Non-Hispanic Asian/Pac. Islander	21.6%
Non-Hispanic American Indian	25.9%

18: Charlotte-Gastonia-Concord, NC-SC	Value
Non-Hispanic White	18.1%
Hispanic	31.3%
Non-Hispanic Black	36.7%
Non-Hispanic Asian/Pac. Islander	22.2%
Non-Hispanic American Indian	21.2%

19: Chattanooga, TN-GA	Value
Non-Hispanic White	19.8%
Hispanic	24.3%
Non-Hispanic Black	31.9%
Non-Hispanic Asian/Pac. Islander	16.2%
Non-Hispanic American Indian	31.6%

20: Chicago-Naperville-Joliet, IL-IN-WI	Value
Non-Hispanic White	15.8%
Hispanic	30.4%
Non-Hispanic Black	34.5%
Non-Hispanic Asian/Pac. Islander	16.2%
Non-Hispanic American Indian	27.3%

21: Cincinnati-Middletown, OH-KY-IN	Value
Non-Hispanic White	19.4%
Hispanic	30.7%
Non-Hispanic Black	39.0%
Non-Hispanic Asian/Pac. Islander	17.4%
Non-Hispanic American Indian	34.3%

22: Cleveland-Elyria-Mentor, OH	Value
Non-Hispanic White	22.4%
Hispanic	39.3%
Non-Hispanic Black	45.4%
Non-Hispanic Asian/Pac. Islander	20.4%
Non-Hispanic American Indian	31.6%

23: Colorado Springs, CO	Value
Non-Hispanic White	13.0%
Hispanic	18.4%
Non-Hispanic Black	18.9%
Non-Hispanic Asian/Pac. Islander	16.1%
Non-Hispanic American Indian	13.0%

24: Columbia, SC	Value
Non-Hispanic White	17.4%
Hispanic	26.3%
Non-Hispanic Black	34.6%
Non-Hispanic Asian/Pac. Islander	21.5%
Non-Hispanic American Indian	30.4%

25: Columbus, OH	Value
Non-Hispanic White	19.0%
Hispanic	29.5%
Non-Hispanic Black	36.8%
Non-Hispanic Asian/Pac. Islander	16.4%
Non-Hispanic American Indian	38.2%

26: Dallas-Fort Worth-Arlington, TX	Value
Non-Hispanic White	18.0%
Hispanic	31.9%
Non-Hispanic Black	28.9%
Non-Hispanic Asian/Pac. Islander	17.7%
Non-Hispanic American Indian	21.1%

27: Dayton, OH	Value
Non-Hispanic White	20.9%
Hispanic	19.2%
Non-Hispanic Black	36.8%
Non-Hispanic Asian/Pac. Islander	15.2%
Non-Hispanic American Indian	32.7%

28: Denver-Aurora, CO	Value
Non-Hispanic White	14.6%
Hispanic	23.7%
Non-Hispanic Black	24.7%
Non-Hispanic Asian/Pac. Islander	17.2%
Non-Hispanic American Indian	28.5%

29: Des Moines, IA	Value
Non-Hispanic White	13.0%
Hispanic	24.2%
Non-Hispanic Black	23.6%
Non-Hispanic Asian/Pac. Islander	16.2%
Non-Hispanic American Indian	38.1%

30: Detroit-Warren-Livonia, MI	Value
Non-Hispanic White	21.5%
Hispanic	29.2%
Non-Hispanic Black	42.4%
Non-Hispanic Asian/Pac. Islander	17.3%
Non-Hispanic American Indian	26.4%

31: El Paso, TX	Value
Non-Hispanic White	22.2%
Hispanic	33.3%
Non-Hispanic Black	26.5%
Non-Hispanic Asian/Pac. Islander	20.8%
Non-Hispanic American Indian	40.0%

32: Fresno, CA	Value
Non-Hispanic White	18.6%
Hispanic	26.7%
Non-Hispanic Black	31.1%
Non-Hispanic Asian/Pac. Islander	22.7%
Non-Hispanic American Indian	31.0%

33: Grand Rapids-Wyoming, MI	Value
Non-Hispanic White	16.4%
Hispanic	27.9%
Non-Hispanic Black	30.0%
Non-Hispanic Asian/Pac. Islander	19.6%
Non-Hispanic American Indian	29.5%

34: Greensboro-High Point, NC	Value
Non-Hispanic White	17.7%
Hispanic	24.7%
Non-Hispanic Black	36.1%
Non-Hispanic Asian/Pac. Islander	21.5%
Non-Hispanic American Indian	27.5%

35: Greenville, SC	Value
Non-Hispanic White	16.0%
Hispanic	31.0%
Non-Hispanic Black	36.8%
Non-Hispanic Asian/Pac. Islander	19.7%
Non-Hispanic American Indian	34.4%

36: Harrisburg-Carlisle, PA	Value
Non-Hispanic White	15.9%
Hispanic	22.2%
Non-Hispanic Black	31.6%
Non-Hispanic Asian/Pac. Islander	21.8%
Non-Hispanic American Indian	21.6%

37: Hartford-West Hartford-East Hartford, CT	Value
Non-Hispanic White	15.5%
Hispanic	26.7%
Non-Hispanic Black	29.8%
Non-Hispanic Asian/Pac. Islander	15.4%
Non-Hispanic American Indian	37.1%

38: Honolulu, HI	Value
Non-Hispanic White	15.0%
Hispanic	20.4%
Non-Hispanic Black	16.6%
Non-Hispanic Asian/Pac. Islander	13.5%
Non-Hispanic American Indian	13.0%

39: Houston-Baytown-Sugar Land, TX	Value
Non-Hispanic White	18.4%
Hispanic	34.0%
Non-Hispanic Black	33.1%
Non-Hispanic Asian/Pac. Islander	18.6%
Non-Hispanic American Indian	27.3%

40: Indianapolis, IN	Value
Non-Hispanic White	18.0%
Hispanic	32.7%
Non-Hispanic Black	34.5%
Non-Hispanic Asian/Pac. Islander	19.5%
Non-Hispanic American Indian	23.7%

41: Jackson, MS	Value
Non-Hispanic White	14.5%
Hispanic	25.0%
Non-Hispanic Black	34.9%
Non-Hispanic Asian/Pac. Islander	18.3%
Non-Hispanic American Indian	4.0%

42: Jacksonville, FL	Value
Non-Hispanic White	21.5%
Hispanic	26.5%
Non-Hispanic Black	34.3%
Non-Hispanic Asian/Pac. Islander	24.1%
Non-Hispanic American Indian	33.3%

43: Kansas City, MO-KS	Value
Non-Hispanic White	13.8%
Hispanic	26.4%
Non-Hispanic Black	27.5%
Non-Hispanic Asian/Pac. Islander	16.1%
Non-Hispanic American Indian	25.3%

44: Knoxville, TN	Value
Non-Hispanic White	16.2%
Hispanic	19.7%
Non-Hispanic Black	25.4%
Non-Hispanic Asian/Pac. Islander	20.6%
Non-Hispanic American Indian	35.2%

45: Lakeland-Winter Haven, FL	Value
Non-Hispanic White	25.6%
Hispanic	34.1%
Non-Hispanic Black	38.1%
Non-Hispanic Asian/Pac. Islander	39.0%
Non-Hispanic American Indian	34.8%

46: Lancaster, PA	Value
Non-Hispanic White	15.6%
Hispanic	26.9%
Non-Hispanic Black	27.6%
Non-Hispanic Asian/Pac. Islander	14.1%
Non-Hispanic American Indian	42.9%

47: Las Vegas-Paradise, NV	Value
Non-Hispanic White	21.1%
Hispanic	23.7%
Non-Hispanic Black	24.5%
Non-Hispanic Asian/Pac. Islander	24.8%
Non-Hispanic American Indian	27.8%

48: Little Rock-North Little Rock, AR	Value
Non-Hispanic White	17.0%
Hispanic	26.4%
Non-Hispanic Black	33.0%
Non-Hispanic Asian/Pac. Islander	21.2%
Non-Hispanic American Indian	22.0%

49: Los Angeles-Long Beach-Santa Ana, CA	Value
Non-Hispanic White	16.2%
Hispanic	22.1%
Non-Hispanic Black	24.1%
Non-Hispanic Asian/Pac. Islander	15.9%
Non-Hispanic American Indian	21.0%

50: Louisville, KY-IN	Value
Non-Hispanic White	20.3%
Hispanic	31.8%
Non-Hispanic Black	36.5%
Non-Hispanic Asian/Pac. Islander	19.3%
Non-Hispanic American Indian	22.0%

51: Madison, WI	Value
Non-Hispanic White	11.4%
Hispanic	25.9%
Non-Hispanic Black	20.5%
Non-Hispanic Asian/Pac. Islander	12.7%
Non-Hispanic American Indian	28.3%

52: McAllen-Edinburg-Pharr, TX	Value
Non-Hispanic White	26.4%
Hispanic	45.4%
Non-Hispanic Black	40.9%
Non-Hispanic Asian/Pac. Islander	31.8%
Non-Hispanic American Indian	50.0%

53: Memphis, TN-MS-AR	Value
Non-Hispanic White	16.1%
Hispanic	24.7%
Non-Hispanic Black	39.5%
Non-Hispanic Asian/Pac. Islander	19.4%
Non-Hispanic American Indian	23.4%

54: Miami-Fort Lauderdale-Miami Beach, FL	Value
Non-Hispanic White	24.9%
Hispanic	30.8%
Non-Hispanic Black	37.9%
Non-Hispanic Asian/Pac. Islander	27.9%
Non-Hispanic American Indian	29.9%

55: Milwaukee-Waukesha-West Allis, WI	Value
Non-Hispanic White	11.9%
Hispanic	28.4%
Non-Hispanic Black	36.9%
Non-Hispanic Asian/Pac. Islander	14.8%
Non-Hispanic American Indian	18.4%

56: Minneapolis-St. Paul-Bloomington, MN-WI	Value
Non-Hispanic White	14.8%
Hispanic	21.9%
Non-Hispanic Black	29.3%
Non-Hispanic Asian/Pac. Islander	18.2%
Non-Hispanic American Indian	25.9%

57: Modesto, CA	Value
Non-Hispanic White	17.7%
Hispanic	22.3%
Non-Hispanic Black	16.9%
Non-Hispanic Asian/Pac. Islander	26.4%
Non-Hispanic American Indian	30.6%

58: Nashville-Davidson-Murfreesboro, TN	Value
Non-Hispanic White	18.7%
Hispanic	30.4%
Non-Hispanic Black	31.5%
Non-Hispanic Asian/Pac. Islander	23.4%
Non-Hispanic American Indian	24.5%

59: New Haven-Milford, CT	Value
Non-Hispanic White	17.7%
Hispanic	28.6%
Non-Hispanic Black	34.4%
Non-Hispanic Asian/Pac. Islander	20.3%
Non-Hispanic American Indian	28.3%

60: New Orleans-Metairie-Kenner, LA	Value
Non-Hispanic White	19.9%
Hispanic	30.6%
Non-Hispanic Black	37.9%
Non-Hispanic Asian/Pac. Islander	26.8%
Non-Hispanic American Indian	20.0%

61: New York-Newark-Edison, NY-NJ-PA	Value
Non-Hispanic White	21.5%
Hispanic	32.6%
Non-Hispanic Black	36.3%
Non-Hispanic Asian/Pac. Islander	22.8%
Non-Hispanic American Indian	32.1%

62: Ogden-Clearfield, UT	Value
Non-Hispanic White	14.4%
Hispanic	18.4%
Non-Hispanic Black	15.6%
Non-Hispanic Asian/Pac. Islander	17.8%
Non-Hispanic American Indian	25.0%

63: Oklahoma City, OK	Value
Non-Hispanic White	17.7%
Hispanic	32.0%
Non-Hispanic Black	29.8%
Non-Hispanic Asian/Pac. Islander	21.5%
Non-Hispanic American Indian	21.5%

64: Omaha-Council Bluffs, NE-IA	Value
Non-Hispanic White	12.4%
Hispanic	28.2%
Non-Hispanic Black	32.7%
Non-Hispanic Asian/Pac. Islander	13.7%
Non-Hispanic American Indian	22.4%

65: Orlando, FL	Value
Non-Hispanic White	24.6%
Hispanic	32.4%
Non-Hispanic Black	38.3%
Non-Hispanic Asian/Pac. Islander	27.2%
Non-Hispanic American Indian	31.1%

66: Oxnard-Thousand Oaks-Ventura, CA	Value
Non-Hispanic White	15.6%
Hispanic	21.6%
Non-Hispanic Black	24.2%
Non-Hispanic Asian/Pac. Islander	14.3%
Non-Hispanic American Indian	16.7%

67: Palm Bay-Melbourne-Titusville, FL	Value
Non-Hispanic White	24.7%
Hispanic	31.3%
Non-Hispanic Black	33.2%
Non-Hispanic Asian/Pac. Islander	22.7%
Non-Hispanic American Indian	33.3%

68: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD	Value
Non-Hispanic White	16.6%
Hispanic	27.8%
Non-Hispanic Black	32.2%
Non-Hispanic Asian/Pac. Islander	19.4%
Non-Hispanic American Indian	27.0%

69: Phoenix-Mesa-Scottsdale, AZ	Value
Non-Hispanic White	18.5%
Hispanic	26.1%
Non-Hispanic Black	26.5%
Non-Hispanic Asian/Pac. Islander	19.2%
Non-Hispanic American Indian	28.1%

70: Pittsburgh, PA	Value
Non-Hispanic White	20.3%
Hispanic	25.7%
Non-Hispanic Black	41.8%
Non-Hispanic Asian/Pac. Islander	17.7%
Non-Hispanic American Indian	34.9%

71: Portland-Vancouver-Beaverton, OR-WA	Value
Non-Hispanic White	16.1%
Hispanic	24.9%
Non-Hispanic Black	24.4%
Non-Hispanic Asian/Pac. Islander	17.4%
Non-Hispanic American Indian	22.6%

72: Poughkeepsie-Newburgh-Middletown, NY	Value
Non-Hispanic White	23.4%
Hispanic	35.3%
Non-Hispanic Black	37.4%
Non-Hispanic Asian/Pac. Islander	24.4%
Non-Hispanic American Indian	38.7%

73: Providence-New Bedford-Fall River, RI-MA	Value
Non-Hispanic White	16.4%
Hispanic	27.6%
Non-Hispanic Black	26.4%
Non-Hispanic Asian/Pac. Islander	22.2%
Non-Hispanic American Indian	23.5%

74: Provo-Orem, UT	Value
Non-Hispanic White	14.3%
Hispanic	20.2%
Non-Hispanic Black	8.7%
Non-Hispanic Asian/Pac. Islander	15.5%
Non-Hispanic American Indian	30.4%

75: Raleigh-Cary, NC	Value
Non-Hispanic White	12.1%
Hispanic	21.0%
Non-Hispanic Black	27.3%
Non-Hispanic Asian/Pac. Islander	11.5%
Non-Hispanic American Indian	22.2%

76: Richmond, VA	Value
Non-Hispanic White	14.7%
Hispanic	26.1%
Non-Hispanic Black	30.7%
Non-Hispanic Asian/Pac. Islander	17.1%
Non-Hispanic American Indian	30.8%

77: Riverside-San Bernardino-Ontario, CA	Value
Non-Hispanic White	19.0%
Hispanic	22.2%
Non-Hispanic Black	24.5%
Non-Hispanic Asian/Pac. Islander	18.3%
Non-Hispanic American Indian	31.7%

78: Rochester, NY	Value
Non-Hispanic White	16.9%
Hispanic	27.2%
Non-Hispanic Black	32.0%
Non-Hispanic Asian/Pac. Islander	19.7%
Non-Hispanic American Indian	33.3%

79: Sacramento-Arden-Arcade-Roseville, CA	Value
Non-Hispanic White	15.4%
Hispanic	20.1%
Non-Hispanic Black	22.7%
Non-Hispanic Asian/Pac. Islander	15.2%
Non-Hispanic American Indian	19.1%

80: Salt Lake City, UT	Value
Non-Hispanic White	15.3%
Hispanic	23.2%
Non-Hispanic Black	19.9%
Non-Hispanic Asian/Pac. Islander	19.1%
Non-Hispanic American Indian	25.7%

81: San Antonio, TX	Value
Non-Hispanic White	17.8%
Hispanic	30.0%
Non-Hispanic Black	22.6%
Non-Hispanic Asian/Pac. Islander	24.6%
Non-Hispanic American Indian	25.6%

82: San Diego-Carlsbad-San Marcos, CA	Value
Non-Hispanic White	15.8%
Hispanic	21.2%
Non-Hispanic Black	23.6%
Non-Hispanic Asian/Pac. Islander	15.8%
Non-Hispanic American Indian	16.4%

83: San Francisco-Oakland-Fremont, CA	Value
Non-Hispanic White	14.7%
Hispanic	20.7%
Non-Hispanic Black	26.0%
Non-Hispanic Asian/Pac. Islander	14.5%
Non-Hispanic American Indian	25.6%

84: San Jose-Sunnyvale-Santa Clara, CA	Value
Non-Hispanic White	13.8%
Hispanic	20.3%
Non-Hispanic Black	16.8%
Non-Hispanic Asian/Pac. Islander	11.4%
Non-Hispanic American Indian	20.5%

85: Sarasota-Bradenton-Venice, FL	Value
Non-Hispanic White	23.0%
Hispanic	29.9%
Non-Hispanic Black	33.9%
Non-Hispanic Asian/Pac. Islander	29.2%
Non-Hispanic American Indian	21.2%

86: Scranton-Wilkes-Barre, PA	Value
Non-Hispanic White	23.4%
Hispanic	40.8%
Non-Hispanic Black	42.9%
Non-Hispanic Asian/Pac. Islander	11.1%
Non-Hispanic American Indian	26.3%

87: Seattle-Tacoma-Bellevue, WA	Value
Non-Hispanic White	15.8%
Hispanic	22.4%
Non-Hispanic Black	27.4%
Non-Hispanic Asian/Pac. Islander	17.9%
Non-Hispanic American Indian	23.7%

88: Springfield, MA	Value
Non-Hispanic White	16.6%
Hispanic	31.0%
Non-Hispanic Black	33.9%
Non-Hispanic Asian/Pac. Islander	20.2%
Non-Hispanic American Indian	21.1%

89: St. Louis, MO-IL	Value
Non-Hispanic White	12.3%
Hispanic	18.6%
Non-Hispanic Black	32.0%
Non-Hispanic Asian/Pac. Islander	13.7%
Non-Hispanic American Indian	25.3%

90: Stockton, CA	Value
Non-Hispanic White	18.9%
Hispanic	23.2%
Non-Hispanic Black	30.5%
Non-Hispanic Asian/Pac. Islander	20.0%
Non-Hispanic American Indian	27.0%

91: Syracuse, NY	Value
Non-Hispanic White	16.4%
Hispanic	17.1%
Non-Hispanic Black	34.3%
Non-Hispanic Asian/Pac. Islander	15.3%
Non-Hispanic American Indian	24.0%

92: Tampa-St. Petersburg-Clearwater, FL	Value
Non-Hispanic White	23.4%
Hispanic	28.8%
Non-Hispanic Black	35.1%
Non-Hispanic Asian/Pac. Islander	24.8%
Non-Hispanic American Indian	29.8%

93: Toledo, OH	Value
Non-Hispanic White	21.1%
Hispanic	34.4%
Non-Hispanic Black	44.5%
Non-Hispanic Asian/Pac. Islander	22.4%
Non-Hispanic American Indian	45.2%

94: Tucson, AZ	Value
Non-Hispanic White	16.7%
Hispanic	26.7%
Non-Hispanic Black	22.0%
Non-Hispanic Asian/Pac. Islander	19.0%
Non-Hispanic American Indian	28.3%

95: Tulsa, OK	Value
Non-Hispanic White	18.5%
Hispanic	30.7%
Non-Hispanic Black	36.9%
Non-Hispanic Asian/Pac. Islander	21.0%
Non-Hispanic American Indian	21.8%

96: Virginia Beach-Norfolk-Newport News, VA-NC	Value
Non-Hispanic White	14.8%
Hispanic	23.9%
Non-Hispanic Black	26.3%
Non-Hispanic Asian/Pac. Islander	21.3%
Non-Hispanic American Indian	22.6%

97: Washington-Arlington-Alexandria, DC-VA-MD-WV	Value
Non-Hispanic White	12.6%
Hispanic	21.1%
Non-Hispanic Black	26.2%
Non-Hispanic Asian/Pac. Islander	14.8%
Non-Hispanic American Indian	24.8%

98: Wichita, KS	Value
Non-Hispanic White	15.3%
Hispanic	26.5%
Non-Hispanic Black	32.2%
Non-Hispanic Asian/Pac. Islander	24.8%
Non-Hispanic American Indian	26.0%

99: Worcester, MA	Value
Non-Hispanic White	14.3%
Hispanic	26.7%
Non-Hispanic Black	28.6%
Non-Hispanic Asian/Pac. Islander	12.2%
Non-Hispanic American Indian	10.9%

100: Youngstown-Warren-Boardman, OH-PA	Value
Non-Hispanic White	29.5%
Hispanic	42.7%
Non-Hispanic Black	57.6%
Non-Hispanic Asian/Pac. Islander	18.2%
Non-Hispanic American Indian	41.9%

Definition: Share of refinance loans that were denied by lender.

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution. Race/ethnicity refers to the primary borrower. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified. Excludes metros with less than 50 applications from specified race/ethnic group.

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.