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4.0% – 57.6%
Share of refinance loans that were denied by lender.
Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution. Race/ethnicity refers to the primary borrower. Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified. Excludes metros with less than 50 applications from specified race/ethnic group.
Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.
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