The Heller School For Social Policty And Management The Heller School For Social Policy and Management Brandeis University
Refinance Loan Denial Rate by Race/Ethnicity
Year: 2010; Race/Ethnicity: All; Ordered: alphabetically; Region: 100 Largest MSAs

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Scale Range: 4.0% – 57.6%

1: Akron, OH Value Scale
Non-Hispanic White 22.1% Barchart image
Hispanic 32.7% Barchart image
Non-Hispanic Black 40.5% Barchart image
Non-Hispanic Asian/Pac. Islander 20.8% Barchart image
Non-Hispanic American Indian 31.3% Barchart image
2: Albany-Schenectady-Troy, NY Value Scale
Non-Hispanic White 17.0% Barchart image
Hispanic 27.1% Barchart image
Non-Hispanic Black 30.1% Barchart image
Non-Hispanic Asian/Pac. Islander 24.9% Barchart image
Non-Hispanic American Indian 41.0% Barchart image
3: Albuquerque, NM Value Scale
Non-Hispanic White 17.3% Barchart image
Hispanic 24.0% Barchart image
Non-Hispanic Black 26.5% Barchart image
Non-Hispanic Asian/Pac. Islander 21.9% Barchart image
Non-Hispanic American Indian 20.1% Barchart image
4: Allentown-Bethlehem-Easton, PA-NJ Value Scale
Non-Hispanic White 19.1% Barchart image
Hispanic 30.6% Barchart image
Non-Hispanic Black 33.7% Barchart image
Non-Hispanic Asian/Pac. Islander 21.0% Barchart image
Non-Hispanic American Indian 21.6% Barchart image
5: Atlanta-Sandy Springs-Marietta, GA Value Scale
Non-Hispanic White 18.2% Barchart image
Hispanic 26.3% Barchart image
Non-Hispanic Black 34.9% Barchart image
Non-Hispanic Asian/Pac. Islander 19.0% Barchart image
Non-Hispanic American Indian 25.8% Barchart image
6: Augusta-Richmond County, GA-SC Value Scale
Non-Hispanic White 16.4% Barchart image
Hispanic 26.3% Barchart image
Non-Hispanic Black 31.2% Barchart image
Non-Hispanic Asian/Pac. Islander 18.8% Barchart image
Non-Hispanic American Indian 20.0% Barchart image
7: Austin-Round Rock, TX Value Scale
Non-Hispanic White 16.9% Barchart image
Hispanic 27.4% Barchart image
Non-Hispanic Black 26.4% Barchart image
Non-Hispanic Asian/Pac. Islander 16.1% Barchart image
Non-Hispanic American Indian 25.2% Barchart image
8: Bakersfield, CA Value Scale
Non-Hispanic White 20.3% Barchart image
Hispanic 32.6% Barchart image
Non-Hispanic Black 30.7% Barchart image
Non-Hispanic Asian/Pac. Islander 26.5% Barchart image
Non-Hispanic American Indian 23.8% Barchart image
9: Baltimore-Towson, MD Value Scale
Non-Hispanic White 15.0% Barchart image
Hispanic 21.0% Barchart image
Non-Hispanic Black 28.9% Barchart image
Non-Hispanic Asian/Pac. Islander 17.0% Barchart image
Non-Hispanic American Indian 26.9% Barchart image
10: Baton Rouge, LA Value Scale
Non-Hispanic White 16.2% Barchart image
Hispanic 27.0% Barchart image
Non-Hispanic Black 32.6% Barchart image
Non-Hispanic Asian/Pac. Islander 19.1% Barchart image
Non-Hispanic American Indian 33.3% Barchart image
11: Birmingham-Hoover, AL Value Scale
Non-Hispanic White 19.0% Barchart image
Hispanic 25.0% Barchart image
Non-Hispanic Black 36.2% Barchart image
Non-Hispanic Asian/Pac. Islander 19.4% Barchart image
Non-Hispanic American Indian 21.1% Barchart image
12: Boise City-Nampa, ID Value Scale
Non-Hispanic White 19.1% Barchart image
Hispanic 29.5% Barchart image
Non-Hispanic Black 30.8% Barchart image
Non-Hispanic Asian/Pac. Islander 16.2% Barchart image
Non-Hispanic American Indian 18.6% Barchart image
13: Boston-Cambridge-Quincy, MA-NH Value Scale
Non-Hispanic White 12.8% Barchart image
Hispanic 20.7% Barchart image
Non-Hispanic Black 27.2% Barchart image
Non-Hispanic Asian/Pac. Islander 11.9% Barchart image
Non-Hispanic American Indian 18.4% Barchart image
14: Bridgeport-Stamford-Norwalk, CT Value Scale
Non-Hispanic White 15.9% Barchart image
Hispanic 26.8% Barchart image
Non-Hispanic Black 33.3% Barchart image
Non-Hispanic Asian/Pac. Islander 19.4% Barchart image
Non-Hispanic American Indian 26.6% Barchart image
15: Buffalo-Cheektowaga-Tonawanda, NY Value Scale
Non-Hispanic White 19.0% Barchart image
Hispanic 30.2% Barchart image
Non-Hispanic Black 39.3% Barchart image
Non-Hispanic Asian/Pac. Islander 25.0% Barchart image
Non-Hispanic American Indian 25.6% Barchart image
16: Cape Coral-Fort Myers, FL Value Scale
Non-Hispanic White 26.0% Barchart image
Hispanic 34.6% Barchart image
Non-Hispanic Black 46.1% Barchart image
Non-Hispanic Asian/Pac. Islander 34.6% Barchart image
Non-Hispanic American Indian 37.5% Barchart image
17: Charleston-North Charleston, SC Value Scale
Non-Hispanic White 18.9% Barchart image
Hispanic 25.9% Barchart image
Non-Hispanic Black 38.0% Barchart image
Non-Hispanic Asian/Pac. Islander 21.6% Barchart image
Non-Hispanic American Indian 25.9% Barchart image
18: Charlotte-Gastonia-Concord, NC-SC Value Scale
Non-Hispanic White 18.1% Barchart image
Hispanic 31.3% Barchart image
Non-Hispanic Black 36.7% Barchart image
Non-Hispanic Asian/Pac. Islander 22.2% Barchart image
Non-Hispanic American Indian 21.2% Barchart image
19: Chattanooga, TN-GA Value Scale
Non-Hispanic White 19.8% Barchart image
Hispanic 24.3% Barchart image
Non-Hispanic Black 31.9% Barchart image
Non-Hispanic Asian/Pac. Islander 16.2% Barchart image
Non-Hispanic American Indian 31.6% Barchart image
20: Chicago-Naperville-Joliet, IL-IN-WI Value Scale
Non-Hispanic White 15.8% Barchart image
Hispanic 30.4% Barchart image
Non-Hispanic Black 34.5% Barchart image
Non-Hispanic Asian/Pac. Islander 16.2% Barchart image
Non-Hispanic American Indian 27.3% Barchart image
21: Cincinnati-Middletown, OH-KY-IN Value Scale
Non-Hispanic White 19.4% Barchart image
Hispanic 30.7% Barchart image
Non-Hispanic Black 39.0% Barchart image
Non-Hispanic Asian/Pac. Islander 17.4% Barchart image
Non-Hispanic American Indian 34.3% Barchart image
22: Cleveland-Elyria-Mentor, OH Value Scale
Non-Hispanic White 22.4% Barchart image
Hispanic 39.3% Barchart image
Non-Hispanic Black 45.4% Barchart image
Non-Hispanic Asian/Pac. Islander 20.4% Barchart image
Non-Hispanic American Indian 31.6% Barchart image
23: Colorado Springs, CO Value Scale
Non-Hispanic White 13.0% Barchart image
Hispanic 18.4% Barchart image
Non-Hispanic Black 18.9% Barchart image
Non-Hispanic Asian/Pac. Islander 16.1% Barchart image
Non-Hispanic American Indian 13.0% Barchart image
24: Columbia, SC Value Scale
Non-Hispanic White 17.4% Barchart image
Hispanic 26.3% Barchart image
Non-Hispanic Black 34.6% Barchart image
Non-Hispanic Asian/Pac. Islander 21.5% Barchart image
Non-Hispanic American Indian 30.4% Barchart image
25: Columbus, OH Value Scale
Non-Hispanic White 19.0% Barchart image
Hispanic 29.5% Barchart image
Non-Hispanic Black 36.8% Barchart image
Non-Hispanic Asian/Pac. Islander 16.4% Barchart image
Non-Hispanic American Indian 38.2% Barchart image
26: Dallas-Fort Worth-Arlington, TX Value Scale
Non-Hispanic White 18.0% Barchart image
Hispanic 31.9% Barchart image
Non-Hispanic Black 28.9% Barchart image
Non-Hispanic Asian/Pac. Islander 17.7% Barchart image
Non-Hispanic American Indian 21.1% Barchart image
27: Dayton, OH Value Scale
Non-Hispanic White 20.9% Barchart image
Hispanic 19.2% Barchart image
Non-Hispanic Black 36.8% Barchart image
Non-Hispanic Asian/Pac. Islander 15.2% Barchart image
Non-Hispanic American Indian 32.7% Barchart image
28: Denver-Aurora, CO Value Scale
Non-Hispanic White 14.6% Barchart image
Hispanic 23.7% Barchart image
Non-Hispanic Black 24.7% Barchart image
Non-Hispanic Asian/Pac. Islander 17.2% Barchart image
Non-Hispanic American Indian 28.5% Barchart image
29: Des Moines, IA Value Scale
Non-Hispanic White 13.0% Barchart image
Hispanic 24.2% Barchart image
Non-Hispanic Black 23.6% Barchart image
Non-Hispanic Asian/Pac. Islander 16.2% Barchart image
Non-Hispanic American Indian 38.1% Barchart image
30: Detroit-Warren-Livonia, MI Value Scale
Non-Hispanic White 21.5% Barchart image
Hispanic 29.2% Barchart image
Non-Hispanic Black 42.4% Barchart image
Non-Hispanic Asian/Pac. Islander 17.3% Barchart image
Non-Hispanic American Indian 26.4% Barchart image
31: El Paso, TX Value Scale
Non-Hispanic White 22.2% Barchart image
Hispanic 33.3% Barchart image
Non-Hispanic Black 26.5% Barchart image
Non-Hispanic Asian/Pac. Islander 20.8% Barchart image
Non-Hispanic American Indian 40.0% Barchart image
32: Fresno, CA Value Scale
Non-Hispanic White 18.6% Barchart image
Hispanic 26.7% Barchart image
Non-Hispanic Black 31.1% Barchart image
Non-Hispanic Asian/Pac. Islander 22.7% Barchart image
Non-Hispanic American Indian 31.0% Barchart image
33: Grand Rapids-Wyoming, MI Value Scale
Non-Hispanic White 16.4% Barchart image
Hispanic 27.9% Barchart image
Non-Hispanic Black 30.0% Barchart image
Non-Hispanic Asian/Pac. Islander 19.6% Barchart image
Non-Hispanic American Indian 29.5% Barchart image
34: Greensboro-High Point, NC Value Scale
Non-Hispanic White 17.7% Barchart image
Hispanic 24.7% Barchart image
Non-Hispanic Black 36.1% Barchart image
Non-Hispanic Asian/Pac. Islander 21.5% Barchart image
Non-Hispanic American Indian 27.5% Barchart image
35: Greenville, SC Value Scale
Non-Hispanic White 16.0% Barchart image
Hispanic 31.0% Barchart image
Non-Hispanic Black 36.8% Barchart image
Non-Hispanic Asian/Pac. Islander 19.7% Barchart image
Non-Hispanic American Indian 34.4% Barchart image
36: Harrisburg-Carlisle, PA Value Scale
Non-Hispanic White 15.9% Barchart image
Hispanic 22.2% Barchart image
Non-Hispanic Black 31.6% Barchart image
Non-Hispanic Asian/Pac. Islander 21.8% Barchart image
Non-Hispanic American Indian 21.6% Barchart image
37: Hartford-West Hartford-East Hartford, CT Value Scale
Non-Hispanic White 15.5% Barchart image
Hispanic 26.7% Barchart image
Non-Hispanic Black 29.8% Barchart image
Non-Hispanic Asian/Pac. Islander 15.4% Barchart image
Non-Hispanic American Indian 37.1% Barchart image
38: Honolulu, HI Value Scale
Non-Hispanic White 15.0% Barchart image
Hispanic 20.4% Barchart image
Non-Hispanic Black 16.6% Barchart image
Non-Hispanic Asian/Pac. Islander 13.5% Barchart image
Non-Hispanic American Indian 13.0% Barchart image
39: Houston-Baytown-Sugar Land, TX Value Scale
Non-Hispanic White 18.4% Barchart image
Hispanic 34.0% Barchart image
Non-Hispanic Black 33.1% Barchart image
Non-Hispanic Asian/Pac. Islander 18.6% Barchart image
Non-Hispanic American Indian 27.3% Barchart image
40: Indianapolis, IN Value Scale
Non-Hispanic White 18.0% Barchart image
Hispanic 32.7% Barchart image
Non-Hispanic Black 34.5% Barchart image
Non-Hispanic Asian/Pac. Islander 19.5% Barchart image
Non-Hispanic American Indian 23.7% Barchart image
41: Jackson, MS Value Scale
Non-Hispanic White 14.5% Barchart image
Hispanic 25.0% Barchart image
Non-Hispanic Black 34.9% Barchart image
Non-Hispanic Asian/Pac. Islander 18.3% Barchart image
Non-Hispanic American Indian 4.0% Barchart image
42: Jacksonville, FL Value Scale
Non-Hispanic White 21.5% Barchart image
Hispanic 26.5% Barchart image
Non-Hispanic Black 34.3% Barchart image
Non-Hispanic Asian/Pac. Islander 24.1% Barchart image
Non-Hispanic American Indian 33.3% Barchart image
43: Kansas City, MO-KS Value Scale
Non-Hispanic White 13.8% Barchart image
Hispanic 26.4% Barchart image
Non-Hispanic Black 27.5% Barchart image
Non-Hispanic Asian/Pac. Islander 16.1% Barchart image
Non-Hispanic American Indian 25.3% Barchart image
44: Knoxville, TN Value Scale
Non-Hispanic White 16.2% Barchart image
Hispanic 19.7% Barchart image
Non-Hispanic Black 25.4% Barchart image
Non-Hispanic Asian/Pac. Islander 20.6% Barchart image
Non-Hispanic American Indian 35.2% Barchart image
45: Lakeland-Winter Haven, FL Value Scale
Non-Hispanic White 25.6% Barchart image
Hispanic 34.1% Barchart image
Non-Hispanic Black 38.1% Barchart image
Non-Hispanic Asian/Pac. Islander 39.0% Barchart image
Non-Hispanic American Indian 34.8% Barchart image
46: Lancaster, PA Value Scale
Non-Hispanic White 15.6% Barchart image
Hispanic 26.9% Barchart image
Non-Hispanic Black 27.6% Barchart image
Non-Hispanic Asian/Pac. Islander 14.1% Barchart image
Non-Hispanic American Indian 42.9% Barchart image
47: Las Vegas-Paradise, NV Value Scale
Non-Hispanic White 21.1% Barchart image
Hispanic 23.7% Barchart image
Non-Hispanic Black 24.5% Barchart image
Non-Hispanic Asian/Pac. Islander 24.8% Barchart image
Non-Hispanic American Indian 27.8% Barchart image
48: Little Rock-North Little Rock, AR Value Scale
Non-Hispanic White 17.0% Barchart image
Hispanic 26.4% Barchart image
Non-Hispanic Black 33.0% Barchart image
Non-Hispanic Asian/Pac. Islander 21.2% Barchart image
Non-Hispanic American Indian 22.0% Barchart image
49: Los Angeles-Long Beach-Santa Ana, CA Value Scale
Non-Hispanic White 16.2% Barchart image
Hispanic 22.1% Barchart image
Non-Hispanic Black 24.1% Barchart image
Non-Hispanic Asian/Pac. Islander 15.9% Barchart image
Non-Hispanic American Indian 21.0% Barchart image
50: Louisville, KY-IN Value Scale
Non-Hispanic White 20.3% Barchart image
Hispanic 31.8% Barchart image
Non-Hispanic Black 36.5% Barchart image
Non-Hispanic Asian/Pac. Islander 19.3% Barchart image
Non-Hispanic American Indian 22.0% Barchart image
51: Madison, WI Value Scale
Non-Hispanic White 11.4% Barchart image
Hispanic 25.9% Barchart image
Non-Hispanic Black 20.5% Barchart image
Non-Hispanic Asian/Pac. Islander 12.7% Barchart image
Non-Hispanic American Indian 28.3% Barchart image
52: McAllen-Edinburg-Pharr, TX Value Scale
Non-Hispanic White 26.4% Barchart image
Hispanic 45.4% Barchart image
Non-Hispanic Black 40.9% Barchart image
Non-Hispanic Asian/Pac. Islander 31.8% Barchart image
Non-Hispanic American Indian 50.0% Barchart image
53: Memphis, TN-MS-AR Value Scale
Non-Hispanic White 16.1% Barchart image
Hispanic 24.7% Barchart image
Non-Hispanic Black 39.5% Barchart image
Non-Hispanic Asian/Pac. Islander 19.4% Barchart image
Non-Hispanic American Indian 23.4% Barchart image
54: Miami-Fort Lauderdale-Miami Beach, FL Value Scale
Non-Hispanic White 24.9% Barchart image
Hispanic 30.8% Barchart image
Non-Hispanic Black 37.9% Barchart image
Non-Hispanic Asian/Pac. Islander 27.9% Barchart image
Non-Hispanic American Indian 29.9% Barchart image
55: Milwaukee-Waukesha-West Allis, WI Value Scale
Non-Hispanic White 11.9% Barchart image
Hispanic 28.4% Barchart image
Non-Hispanic Black 36.9% Barchart image
Non-Hispanic Asian/Pac. Islander 14.8% Barchart image
Non-Hispanic American Indian 18.4% Barchart image
56: Minneapolis-St. Paul-Bloomington, MN-WI Value Scale
Non-Hispanic White 14.8% Barchart image
Hispanic 21.9% Barchart image
Non-Hispanic Black 29.3% Barchart image
Non-Hispanic Asian/Pac. Islander 18.2% Barchart image
Non-Hispanic American Indian 25.9% Barchart image
57: Modesto, CA Value Scale
Non-Hispanic White 17.7% Barchart image
Hispanic 22.3% Barchart image
Non-Hispanic Black 16.9% Barchart image
Non-Hispanic Asian/Pac. Islander 26.4% Barchart image
Non-Hispanic American Indian 30.6% Barchart image
58: Nashville-Davidson-Murfreesboro, TN Value Scale
Non-Hispanic White 18.7% Barchart image
Hispanic 30.4% Barchart image
Non-Hispanic Black 31.5% Barchart image
Non-Hispanic Asian/Pac. Islander 23.4% Barchart image
Non-Hispanic American Indian 24.5% Barchart image
59: New Haven-Milford, CT Value Scale
Non-Hispanic White 17.7% Barchart image
Hispanic 28.6% Barchart image
Non-Hispanic Black 34.4% Barchart image
Non-Hispanic Asian/Pac. Islander 20.3% Barchart image
Non-Hispanic American Indian 28.3% Barchart image
60: New Orleans-Metairie-Kenner, LA Value Scale
Non-Hispanic White 19.9% Barchart image
Hispanic 30.6% Barchart image
Non-Hispanic Black 37.9% Barchart image
Non-Hispanic Asian/Pac. Islander 26.8% Barchart image
Non-Hispanic American Indian 20.0% Barchart image
61: New York-Newark-Edison, NY-NJ-PA Value Scale
Non-Hispanic White 21.5% Barchart image
Hispanic 32.6% Barchart image
Non-Hispanic Black 36.3% Barchart image
Non-Hispanic Asian/Pac. Islander 22.8% Barchart image
Non-Hispanic American Indian 32.1% Barchart image
62: Ogden-Clearfield, UT Value Scale
Non-Hispanic White 14.4% Barchart image
Hispanic 18.4% Barchart image
Non-Hispanic Black 15.6% Barchart image
Non-Hispanic Asian/Pac. Islander 17.8% Barchart image
Non-Hispanic American Indian 25.0% Barchart image
63: Oklahoma City, OK Value Scale
Non-Hispanic White 17.7% Barchart image
Hispanic 32.0% Barchart image
Non-Hispanic Black 29.8% Barchart image
Non-Hispanic Asian/Pac. Islander 21.5% Barchart image
Non-Hispanic American Indian 21.5% Barchart image
64: Omaha-Council Bluffs, NE-IA Value Scale
Non-Hispanic White 12.4% Barchart image
Hispanic 28.2% Barchart image
Non-Hispanic Black 32.7% Barchart image
Non-Hispanic Asian/Pac. Islander 13.7% Barchart image
Non-Hispanic American Indian 22.4% Barchart image
65: Orlando, FL Value Scale
Non-Hispanic White 24.6% Barchart image
Hispanic 32.4% Barchart image
Non-Hispanic Black 38.3% Barchart image
Non-Hispanic Asian/Pac. Islander 27.2% Barchart image
Non-Hispanic American Indian 31.1% Barchart image
66: Oxnard-Thousand Oaks-Ventura, CA Value Scale
Non-Hispanic White 15.6% Barchart image
Hispanic 21.6% Barchart image
Non-Hispanic Black 24.2% Barchart image
Non-Hispanic Asian/Pac. Islander 14.3% Barchart image
Non-Hispanic American Indian 16.7% Barchart image
67: Palm Bay-Melbourne-Titusville, FL Value Scale
Non-Hispanic White 24.7% Barchart image
Hispanic 31.3% Barchart image
Non-Hispanic Black 33.2% Barchart image
Non-Hispanic Asian/Pac. Islander 22.7% Barchart image
Non-Hispanic American Indian 33.3% Barchart image
68: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Value Scale
Non-Hispanic White 16.6% Barchart image
Hispanic 27.8% Barchart image
Non-Hispanic Black 32.2% Barchart image
Non-Hispanic Asian/Pac. Islander 19.4% Barchart image
Non-Hispanic American Indian 27.0% Barchart image
69: Phoenix-Mesa-Scottsdale, AZ Value Scale
Non-Hispanic White 18.5% Barchart image
Hispanic 26.1% Barchart image
Non-Hispanic Black 26.5% Barchart image
Non-Hispanic Asian/Pac. Islander 19.2% Barchart image
Non-Hispanic American Indian 28.1% Barchart image
70: Pittsburgh, PA Value Scale
Non-Hispanic White 20.3% Barchart image
Hispanic 25.7% Barchart image
Non-Hispanic Black 41.8% Barchart image
Non-Hispanic Asian/Pac. Islander 17.7% Barchart image
Non-Hispanic American Indian 34.9% Barchart image
71: Portland-Vancouver-Beaverton, OR-WA Value Scale
Non-Hispanic White 16.1% Barchart image
Hispanic 24.9% Barchart image
Non-Hispanic Black 24.4% Barchart image
Non-Hispanic Asian/Pac. Islander 17.4% Barchart image
Non-Hispanic American Indian 22.6% Barchart image
72: Poughkeepsie-Newburgh-Middletown, NY Value Scale
Non-Hispanic White 23.4% Barchart image
Hispanic 35.3% Barchart image
Non-Hispanic Black 37.4% Barchart image
Non-Hispanic Asian/Pac. Islander 24.4% Barchart image
Non-Hispanic American Indian 38.7% Barchart image
73: Providence-New Bedford-Fall River, RI-MA Value Scale
Non-Hispanic White 16.4% Barchart image
Hispanic 27.6% Barchart image
Non-Hispanic Black 26.4% Barchart image
Non-Hispanic Asian/Pac. Islander 22.2% Barchart image
Non-Hispanic American Indian 23.5% Barchart image
74: Provo-Orem, UT Value Scale
Non-Hispanic White 14.3% Barchart image
Hispanic 20.2% Barchart image
Non-Hispanic Black 8.7% Barchart image
Non-Hispanic Asian/Pac. Islander 15.5% Barchart image
Non-Hispanic American Indian 30.4% Barchart image
75: Raleigh-Cary, NC Value Scale
Non-Hispanic White 12.1% Barchart image
Hispanic 21.0% Barchart image
Non-Hispanic Black 27.3% Barchart image
Non-Hispanic Asian/Pac. Islander 11.5% Barchart image
Non-Hispanic American Indian 22.2% Barchart image
76: Richmond, VA Value Scale
Non-Hispanic White 14.7% Barchart image
Hispanic 26.1% Barchart image
Non-Hispanic Black 30.7% Barchart image
Non-Hispanic Asian/Pac. Islander 17.1% Barchart image
Non-Hispanic American Indian 30.8% Barchart image
77: Riverside-San Bernardino-Ontario, CA Value Scale
Non-Hispanic White 19.0% Barchart image
Hispanic 22.2% Barchart image
Non-Hispanic Black 24.5% Barchart image
Non-Hispanic Asian/Pac. Islander 18.3% Barchart image
Non-Hispanic American Indian 31.7% Barchart image
78: Rochester, NY Value Scale
Non-Hispanic White 16.9% Barchart image
Hispanic 27.2% Barchart image
Non-Hispanic Black 32.0% Barchart image
Non-Hispanic Asian/Pac. Islander 19.7% Barchart image
Non-Hispanic American Indian 33.3% Barchart image
79: Sacramento-Arden-Arcade-Roseville, CA Value Scale
Non-Hispanic White 15.4% Barchart image
Hispanic 20.1% Barchart image
Non-Hispanic Black 22.7% Barchart image
Non-Hispanic Asian/Pac. Islander 15.2% Barchart image
Non-Hispanic American Indian 19.1% Barchart image
80: Salt Lake City, UT Value Scale
Non-Hispanic White 15.3% Barchart image
Hispanic 23.2% Barchart image
Non-Hispanic Black 19.9% Barchart image
Non-Hispanic Asian/Pac. Islander 19.1% Barchart image
Non-Hispanic American Indian 25.7% Barchart image
81: San Antonio, TX Value Scale
Non-Hispanic White 17.8% Barchart image
Hispanic 30.0% Barchart image
Non-Hispanic Black 22.6% Barchart image
Non-Hispanic Asian/Pac. Islander 24.6% Barchart image
Non-Hispanic American Indian 25.6% Barchart image
82: San Diego-Carlsbad-San Marcos, CA Value Scale
Non-Hispanic White 15.8% Barchart image
Hispanic 21.2% Barchart image
Non-Hispanic Black 23.6% Barchart image
Non-Hispanic Asian/Pac. Islander 15.8% Barchart image
Non-Hispanic American Indian 16.4% Barchart image
83: San Francisco-Oakland-Fremont, CA Value Scale
Non-Hispanic White 14.7% Barchart image
Hispanic 20.7% Barchart image
Non-Hispanic Black 26.0% Barchart image
Non-Hispanic Asian/Pac. Islander 14.5% Barchart image
Non-Hispanic American Indian 25.6% Barchart image
84: San Jose-Sunnyvale-Santa Clara, CA Value Scale
Non-Hispanic White 13.8% Barchart image
Hispanic 20.3% Barchart image
Non-Hispanic Black 16.8% Barchart image
Non-Hispanic Asian/Pac. Islander 11.4% Barchart image
Non-Hispanic American Indian 20.5% Barchart image
85: Sarasota-Bradenton-Venice, FL Value Scale
Non-Hispanic White 23.0% Barchart image
Hispanic 29.9% Barchart image
Non-Hispanic Black 33.9% Barchart image
Non-Hispanic Asian/Pac. Islander 29.2% Barchart image
Non-Hispanic American Indian 21.2% Barchart image
86: Scranton-Wilkes-Barre, PA Value Scale
Non-Hispanic White 23.4% Barchart image
Hispanic 40.8% Barchart image
Non-Hispanic Black 42.9% Barchart image
Non-Hispanic Asian/Pac. Islander 11.1% Barchart image
Non-Hispanic American Indian 26.3% Barchart image
87: Seattle-Tacoma-Bellevue, WA Value Scale
Non-Hispanic White 15.8% Barchart image
Hispanic 22.4% Barchart image
Non-Hispanic Black 27.4% Barchart image
Non-Hispanic Asian/Pac. Islander 17.9% Barchart image
Non-Hispanic American Indian 23.7% Barchart image
88: Springfield, MA Value Scale
Non-Hispanic White 16.6% Barchart image
Hispanic 31.0% Barchart image
Non-Hispanic Black 33.9% Barchart image
Non-Hispanic Asian/Pac. Islander 20.2% Barchart image
Non-Hispanic American Indian 21.1% Barchart image
89: St. Louis, MO-IL Value Scale
Non-Hispanic White 12.3% Barchart image
Hispanic 18.6% Barchart image
Non-Hispanic Black 32.0% Barchart image
Non-Hispanic Asian/Pac. Islander 13.7% Barchart image
Non-Hispanic American Indian 25.3% Barchart image
90: Stockton, CA Value Scale
Non-Hispanic White 18.9% Barchart image
Hispanic 23.2% Barchart image
Non-Hispanic Black 30.5% Barchart image
Non-Hispanic Asian/Pac. Islander 20.0% Barchart image
Non-Hispanic American Indian 27.0% Barchart image
91: Syracuse, NY Value Scale
Non-Hispanic White 16.4% Barchart image
Hispanic 17.1% Barchart image
Non-Hispanic Black 34.3% Barchart image
Non-Hispanic Asian/Pac. Islander 15.3% Barchart image
Non-Hispanic American Indian 24.0% Barchart image
92: Tampa-St. Petersburg-Clearwater, FL Value Scale
Non-Hispanic White 23.4% Barchart image
Hispanic 28.8% Barchart image
Non-Hispanic Black 35.1% Barchart image
Non-Hispanic Asian/Pac. Islander 24.8% Barchart image
Non-Hispanic American Indian 29.8% Barchart image
93: Toledo, OH Value Scale
Non-Hispanic White 21.1% Barchart image
Hispanic 34.4% Barchart image
Non-Hispanic Black 44.5% Barchart image
Non-Hispanic Asian/Pac. Islander 22.4% Barchart image
Non-Hispanic American Indian 45.2% Barchart image
94: Tucson, AZ Value Scale
Non-Hispanic White 16.7% Barchart image
Hispanic 26.7% Barchart image
Non-Hispanic Black 22.0% Barchart image
Non-Hispanic Asian/Pac. Islander 19.0% Barchart image
Non-Hispanic American Indian 28.3% Barchart image
95: Tulsa, OK Value Scale
Non-Hispanic White 18.5% Barchart image
Hispanic 30.7% Barchart image
Non-Hispanic Black 36.9% Barchart image
Non-Hispanic Asian/Pac. Islander 21.0% Barchart image
Non-Hispanic American Indian 21.8% Barchart image
96: Virginia Beach-Norfolk-Newport News, VA-NC Value Scale
Non-Hispanic White 14.8% Barchart image
Hispanic 23.9% Barchart image
Non-Hispanic Black 26.3% Barchart image
Non-Hispanic Asian/Pac. Islander 21.3% Barchart image
Non-Hispanic American Indian 22.6% Barchart image
97: Washington-Arlington-Alexandria, DC-VA-MD-WV Value Scale
Non-Hispanic White 12.6% Barchart image
Hispanic 21.1% Barchart image
Non-Hispanic Black 26.2% Barchart image
Non-Hispanic Asian/Pac. Islander 14.8% Barchart image
Non-Hispanic American Indian 24.8% Barchart image
98: Wichita, KS Value Scale
Non-Hispanic White 15.3% Barchart image
Hispanic 26.5% Barchart image
Non-Hispanic Black 32.2% Barchart image
Non-Hispanic Asian/Pac. Islander 24.8% Barchart image
Non-Hispanic American Indian 26.0% Barchart image
99: Worcester, MA Value Scale
Non-Hispanic White 14.3% Barchart image
Hispanic 26.7% Barchart image
Non-Hispanic Black 28.6% Barchart image
Non-Hispanic Asian/Pac. Islander 12.2% Barchart image
Non-Hispanic American Indian 10.9% Barchart image
100: Youngstown-Warren-Boardman, OH-PA Value Scale
Non-Hispanic White 29.5% Barchart image
Hispanic 42.7% Barchart image
Non-Hispanic Black 57.6% Barchart image
Non-Hispanic Asian/Pac. Islander 18.2% Barchart image
Non-Hispanic American Indian 41.9% Barchart image

Definition: Share of refinance loans that were denied by lender.

Notes: Based on applications for first-lien loans for owner-occupied, 1-4 family homes or manufactured homes. Denials include a small number of pre-approval requests denied by financial institution. Race/ethnicity refers to the primary borrower.  Hispanics may be of any race. When borrower self identifies as more than one race, race category refers to first race specified. Excludes metros with less than 50 applications from specified race/ethnic group. 

Source: Analysis of Home Mortgage Disclosure Act Data from the Federal Financial Institutions Examination Council.